06 Jan 25 @ 17:45

The European Central Bank’s (ECB) 2024 Study on the Payment Attitudes of Consumers in the Euro Area (SPACE) provides a comprehensive analysis of consumer payment behaviours, highlighting significant trends and... read more

20 Feb 24 @ 10:43

Many banks are worrying their customers might withdraw deposits to hold digital euro instead. These fears are misplaced, argue ECB Executive Board member Piero Cipollone, Ulrich Bindseil and Jürgen Schaaf,... read more

01 Feb 23 @ 11:45

Regulators for the European Union banking sectors have announced a stress test to evaluate how banks would manage with an extended period of high inflation and prolonged high interest rates.... read more

06 Oct 22 @ 09:37

More than 340 million Europeans carry euro banknotes and coins around as cash and pay in euro when they shop online. One of the key ECB responsibilities, alongside its main... read more

23 Nov 21 @ 17:20

The EU has announced new measures to crack down on a patchwork of national arrangements that allow banks outside the EU to sell services into the bloc, dealing a blow... read more

29 Sep 26 @ 20:08

Swift is taking aim at one of the most persistent frustrations in international payments: the need for consumers to enter unfamiliar account details when sending money abroad. The messaging network... read more

21 Sep 26 @ 19:09

European Central Bank president Christine Lagarde has reportedly personally intervened to derail Binance’s attempt to secure an EU-wide crypto licence through Greece, according to the Wall Street Journal, raising fresh... read more

25 Aug 26 @ 08:54

Revolut has secured a full banking licence in France, giving the UK-headquartered fintech greater freedom to expand its product range in one of its largest European markets and marking another... read more

24 Aug 26 @ 19:23

Revolut has applied to establish a licensed banking branch in Finland, as the digital bank pushes deeper into domestic European markets and seeks to become the primary financial provider for... read more

18 Jun 26 @ 19:36

Three of Spain’s largest banking groups have taken a significant step towards strengthening the fight against financial crime, launching a shared fraud intelligence platform designed to identify and prevent fraudulent... read more

02 Jun 26 @ 20:27

Mastercard has taken another significant step in its push to modernise cross-border money movement, joining a pilot programme designed to enable instant cross-currency payments on the Eurosystem’s TARGET Instant Payment... read more

31 May 26 @ 12:57

Efforts to modernise cross-border payments have accelerated significantly following the publication of new findings from Project Agorá, a major international initiative led by the Bank for International Settlements (BIS) and... read more

05 May 26 @ 16:51

The European Payments Initiative is facing an uncomfortable test of its own strategic logic. Created to build a pan-European payments alternative to the dominant US card networks, the bank-backed consortium... read more

10 Mar 26 @ 17:34

Ireland’s three largest retail banks have joined forces to launch a new peer-to-peer (P2P) payments service designed to strengthen their position against fast-growing fintech rivals. The service, known as Zippay,... read more

22 Jan 26 @ 21:38

Europe’s payments industry is approaching a structural inflection point. New research conducted by Celent in collaboration with Plaid, suggests that SEPA Instant Credit Transfers are on track to overtake traditional credit... read more

17 Dec 25 @ 13:51

Generation Alpha is the first cohort to grow up in a largely cashless society. Where grandparents once paid in shillings, francs or lira, fishing coins out of purses or pockets,... read more

05 Dec 25 @ 13:23

A deepening policy rift has emerged between the US and Europe over the role of stablecoins in the global financial system, exposing contrasting philosophies about monetary sovereignty, innovation and the... read more

03 Dec 25 @ 16:00

A coalition of ten major European banks has unveiled plans for Qivalis, a Netherlands-based venture that aims to issue a euro-denominated stablecoin as Europe accelerates its push for digital monetary... read more

06 Nov 25 @ 17:47

Europe’s largest ticketing provider, CTS Eventim, has become the first major e-commerce company in Germany to integrate Wero, the new pan-European digital wallet developed under the European Payments Initiative (EPI).... read more

31 Oct 25 @ 09:41

The European Central Bank (ECB) has confirmed that the digital euro project is entering its next phase, marking a significant step toward the potential launch of a central bank digital... read more