15 Jun 20 @ 04:30

A group of Europe’s largest and most important financial infrastructures players chaired by the European Central Bank (ECB) and known as the Euro Cyber Resilience Board for pan-European Financial Infrastructures... read more

13 Feb 20 @ 06:54

The European payments landscape has undergone a profound transformation over the past few years. According to an April 2019 report by the European Central Bank (ECB), electronic payments have grown... read more

12 Oct 19 @ 08:34

The EU’s Strong Customer Authentication (SCA) regulations were meant to come in to full effect on 14 September. Required to enhance e-commerce security in the face of rising fraud, some... read more

04 Jun 19 @ 10:53

The ECB recently launched its new TIPS settlement system, aiming to enable instant payments across the continent and increase Europe’s competitiveness relative to US and Chinese payment systems. But will... read more

03 Jun 19 @ 15:07

With Card Not Present (CNP) fraud on the rise across the Single Euro Payments Area (SEPA) in recent years, the payments industry has responded with a number of innovations designed... read more

08 Apr 19 @ 14:33

The European Commission (EC) is considering implementing new regulations to support and accelerate the adoption of the TARGET Instant Payments Settlement System (TIPS) in an effort to challenge the dominance... read more

09 Aug 18 @ 14:57

Cash is a capital-intensive business and nowhere more so than with ATMs. With cash usage generally declining and the fixed and unit costs of providing cash access rising, banks are... read more

09 Apr 18 @ 13:45

We examine payments in Europe’s most prosperous economy. How do Germans pay today? And considering the fragmented banking landscape, love of cash and internet-connected, tech-savvy population, what does the future... read more

01 Feb 18 @ 11:33

Cards and card payment at the point of sale and online showed solid growth rates in most European countries in 2016. This was supported by the rollout of contactless technologies,... read more

01 Feb 18 @ 09:56

Reports of the death of cash are greatly exaggerated. Nearly 80 percent of payments across the 19 Eurozone countries are made in cash, according to a recent European Central Bank... read more

03 Feb 17 @ 14:02

Cards and card payment at the point of sale and online showed solid growth rates in most European countries in 2015. This was supported by the roll-out of new technologies,... read more

24 May 16 @ 15:17

Andrew Churchill explores the impact of emerging regulations and security standards on the card and mobile payments industries worldwide. SOMETIMES IT IS difficult enough for the industry to keep up... read more

02 Feb 16 @ 10:44

Cards and card payment at the point of sale (POS) and online showed solid growth rates in most European countries in 2014, supported by the roll-out of contactless technology. The... read more

02 Feb 16 @ 10:16

The merchant payment landscape has changed a lot over the last few years. New Payment Service Providers (PSP) have entered the market, new payment schemes have been introduced, smart phones... read more

31 May 15 @ 09:05

PCM examines the extent to which European regulation will continue to drive major industry change by Robert Courtneidge and Joyrene Thomas European regulation, such as the original Payment Services Directive... read more

28 May 15 @ 00:01

PCM examines the extent to which European regulation will continue to drive major industry change by Robert Courtneidge and Joyrene Thomas European regulation, such as the original Payment Services Directive... read more

30 Jan 15 @ 14:06

The European Union and ECB are once again trying to grapple with the seemingly intractable question of payment system interoperability after nearly 10 years of trying to resolve the issue.... read more

30 Jan 15 @ 13:37

In 2013, cards and payments at the POS and on the internet continued to drive growth in many European countries. The rollout of contactless cards and mPOS terminals gains momentum... read more

03 Dec 14 @ 11:54

Card payments continue to be central to much human activity. However, new technologies, the internet, new legal frameworks, card fraud, and other competing payment services have challenged and transformed the... read more

02 Oct 14 @ 10:39

How is SEPA faring now that migration deadlines have passed, and could banks be doing more? by Victoria Conroy Finally, after a 15-year wait, and a delayed 1 August migration deadline,... read more