14 Dec 23 @ 15:57

The Consumer Financial Protection Bureau (CFPB) is proposing to supervise larger nonbank companies that offer services like digital wallets and payment apps. Driven largely by Big Tech and other large... read more

24 Mar 25 @ 09:40

As we all know, the payments landscape is undergoing a profound transformation as new technologies, regulatory shifts and evolving consumer preferences redefine how transactions occur. That does not mean that... read more

11 Feb 25 @ 11:17

Digital and mobile payment methods have matured globally amid heightened fraud threats, abounding technology advancement and a raft of complex compliance. With this in mind, what can we expect from... read more

10 Dec 24 @ 10:14

When Goldman Sachs and Apple launched the Apple Card in 2019, they promised to deliver a new kind of credit card experience. Both companies, however, were new to consumer finance,... read more

22 Oct 24 @ 14:10

Open banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more

14 Aug 24 @ 08:49

A lot has been happening in the realm of Buy Now Pay Later (BNPL) and depending who you ask, latest developments are either surefire affirmation that the shopping phenomenon is... read more

02 May 24 @ 09:38

In early March The Consumer Financial Protection Bureau (CFPB) finalized a rule to cut excessive credit card late fees by closing a loophole exploited by large card issuers in the... read more

06 Jun 23 @ 13:27

Open Banking services are taking off world-wide. But questions remain about how some players – especially banks – can make money out of this new era. As Variable Recurring Payments... read more

18 Feb 21 @ 09:50

A federal judge has invalidated part of a U.S. Consumer Financial Protection Bureau rule governing prepaid cards and digital wallets, emphatically agreeing with PayPal that the agency overstepped its authority. ... read more

27 Mar 14 @ 20:17

Following the news earlier this year that JPMorgan Chase would be exiting its US prepaid business, other US banks could soon follow suit if proposed new regulations covering the sector... read more