19 Oct 20 @ 03:09
Central bank digital currencies (CBDC) are receiving more attention than ever before. Yet the motivations for issuance vary across countries, as do the policy approaches and technical designs. A new... read more
05 Aug 25 @ 17:12
Once a niche feature of the crypto fringes, stablecoins are fast becoming a core component of the global financial system. These digital tokens—typically pegged one-to-one with fiat currencies such as... read more
14 May 25 @ 11:00
Cross-border payments, once a byword for inefficiency and opacity, are undergoing a structural transformation. The convergence of regulatory momentum, technological innovation, and geopolitical necessity is creating a watershed moment for... read more
24 Mar 25 @ 10:23
2025 will be the year cross-border payments come into their own. As instant payments become a household item, increased global commerce, initiatives and mandates spell great leaps for payments across... read more
22 Oct 24 @ 13:55
Adding a new spin, or at least exploring an additional use case for CBDCs, the pioneering project established in Switzerland, Project Helvetia, begun in 2020, has just announced Phase III.... read more
14 Aug 24 @ 08:47
Amid ongoing and seemingly increasing incidences of fraud, it has been alarming to learn of a new wave of data theft of late. And it isn’t digital. I should be... read more
31 May 24 @ 14:14
They say it takes a village to raise a child. When it comes to CBDCs, this should be the PR mantra for those central banks who have, or are, taking... read more
05 Apr 23 @ 09:46
10 major Japanese tech and finance powerhouses have joined together to launch the Japan Metaverse Economic Zone. The companies have signed a basic agreement for the building of an Open... read more
25 Aug 22 @ 11:51
Cryptocurrencies have lost sixty percent of their value and are looking increasingly hobbled for the future. So what’s next for the digital currency dream of frictionless, fast and low-cost payments?... read more
19 Oct 20 @ 03:39
The first half of 2020 saw fines for money laundering almost double compared to 2019. So are much-hyped Artificial Intelligence and Machine Learning techniques catching more crime – and can... read more
06 Apr 20 @ 12:23
The Celo Foundation, which not only appears to be similar to Facebook’s Libra project but in direct competition, has unveiled 50 members for its ‘Alliance for Prosperity’. Celo has a... read more
14 Oct 19 @ 09:15
A new paper authored by Moorwand CEO Robert Courtneidge argues that the only way to avoid chaos as cryptocurrencies go mainstream is for international regulators to adopt a coordinated approach.... read more
06 Aug 19 @ 11:34
Facebook’s launch of a stablecoin named Libra, made with an array of blue-chip partners, has met with a tepid response from industry commentators. However, the announcement confirms blockchain’s real and... read more
06 Feb 19 @ 05:55
The presence of an omni-channel commerce is becoming much more of a reality in 2019 and Mobile POS is the natural next step in a multi-channel payments providing customers with... read more
06 Feb 19 @ 05:12
Blockchain has been called the most over-hyped innovation in the world today, with the hysteria surrounding it sometimes compared to the infamous “dot.com” bubble of 1999-2000. PCM Editor James Wood... read more
03 Oct 18 @ 13:40
During a lecture given in Germany in February 2018, Agustin Carstens, general manager of the Bank of International Settlements (BIS), described Bitcoin as “a combination of a bubble, a Ponzi... read more
01 Jun 18 @ 10:25
Previously existing only on the fringes of finance or computer science, cryptocurrencies are now being discussed more widely. In the future, banks may not be the only ones making money... read more
11 Oct 17 @ 15:04
Many banks around the world, large and small, continue to experience major security failures. At this year’s Kaspersky Security Analyst Summit, analysts explained their investigation of the takeover of a... read more
05 Apr 17 @ 11:21
Optal announced the acquisition of Invapay, in a deal which will significantly expand Optal’s capabilities in the global corporate payments space. Invapay enables corporate buyers to use credit cards to pay... read more
28 Sep 16 @ 06:21
GOOGLE IS RUMOURED to be launching the Android Pay, digital payment service, using smartphones in Japan as early as autumn, in cooperation with Mitsubishi UFJ Financial Group, sources close to... read more
12 May 26 @ 15:44
Visa has launched a new tap-based authentication technology that could reshape how banks verify customers in mobile banking environments. [caption id="atta... more
30 Apr 26 @ 18:03
Cashless payments are becoming an increasingly important marker of financial modernisation across emerging market and developing economies, with new data from t... more
05 May 26 @ 16:52
Banco Santander has reinforced its commitment to Ebury after taking part in a funding round of about £550mn for the cross-border payments and trade finance fin... more