Showing results for 'AI' in Articles
7651 Articles | 1866 Magazines | 62 Research | 77 Whitepapers

PSD3 is well intentioned, but can it work?

07 Nov 23 @ 12:31

On 28 June, the European Commission published plans for its third payment services directive (PSD3), the successor to 2018’s PSD2. While these plans seem sound enough, questions remain over both... read more

Pix transactions surge – what are the implications for FedNow

07 Nov 23 @ 11:35

The latest Pix by the Numbers report covers data through Q3 2023, and shows Pix volume continuing to surge. The report also offers key insights for US financial institutions (FIs)... read more

UK makes ruling on stablecoins for the “real economy”

07 Nov 23 @ 10:00

The Bank of England (BoE) and Financial Conduct Authority (FCA) have set out proposals that aims to bring stablecoins as a payment option for goods and services in the real... read more

$3.5 trillion: the cost of a global cyber hack – should government intervene?

06 Nov 23 @ 17:14

Imagine this fictitious scenario: Cyber criminals manage to inject malicious code into global payments software that spreads rapidly to tens of thousands of partner networks at banks and throughout the... read more

Global merchant acquiring revenue will reach $100 billion by 2027

06 Nov 23 @ 12:03

Behind the curtain of an overall attractive market segment, the merchant acquiring business is being convulsed. Changes affect every layer of the mer­chant services stack. For incumbents—banks and payment monoliners—adapting... read more

Swiss National Bank puts CBDC into production

06 Nov 23 @ 11:37

The Swiss National Bank (SNB) and six commercial banks, will collaborate on a pilot focused on tokenized central bank money for financial institutions (referred to as wholesale central bank digital... read more

PayPal receives SEC subpoena on stablecoin – share price rockets

03 Nov 23 @ 17:46

PayPal has reported that it has received a subpoena from the US Securities and Exchange Commission’s division of enforcement related to its stablecoin linked to the US dollar. The subpoena demands... read more

Nordic Payments Report: Contactless is king

03 Nov 23 @ 14:27

Nordic countries continue to lead the world in their adoption of cashless payment methods, according to a new Nordic Payments Report. Cash use in the Nordics is the lowest in... read more

Integrated payments to hit $97.8 billion by 2030: ISVs are winning

03 Nov 23 @ 13:36

A new white paper from global payments platform RS2 says merchant needs are changing as digital and physical payments merge. To compete with ISVs (Independent Software Vendor) who are winning... read more

Visa and HSBC trial tokenised deposits in e-HKD trial

02 Nov 23 @ 17:59

Visa, HSBC and Hang Seng Bank say they have concluded participation in the Hong Kong Monetary Authority’s (HKMA) e-HKD tokenised deposits pilot for a CBDC. The program, which is part... read more

ECB: Why we need a better cross-border payments network

02 Nov 23 @ 17:43

In recent decades, the world has witnessed a remarkable surge in cross-border payments, driven by the globalisation of trade, capital and migration flows. Global payments are expected to rocket from... read more

EPI successfully completes acquisition of iDEAL and Payconiq

02 Nov 23 @ 10:51

The European Payments Initiative (EPI) has announced the successful closure of the acquisition of the Dutch payment solution iDEAL and the Luxembourg technology provider Payconiq International as announced earlier this... read more

Are banking apps the new Super Apps?

01 Nov 23 @ 13:25

Consumers increasingly choose digital banking channels to check their balances, initiate payments, apply for loans, and complete other interactions with their banks. This trend creates opportunities for banks to embed... read more

Why are European payments companies struggling Vs their US counterparts?

01 Nov 23 @ 12:32

Yesterday Payments Cards & Mobile covered the seemingly unstoppable growth of the Payments Industry big 3. Once again the posted stellar results either for Q3 in the case of Mastercard... read more

Collaboration key to unlocking Variable Recurring Payments opportunity

31 Oct 23 @ 16:26

With all eyes on the future of Open Banking, merchants, banks and payment providers are convinced that Variable Recurring Payments (VRPs) will unlock widespread  benefits, provided the industry works together... read more

UK Payment Systems Regulator releases APP Fraud report

31 Oct 23 @ 14:00

The UK’s Payment Systems Regulator (PSR) has published its first APP fraud and scams performance report. Authorised push payment (APP) fraud happens when a fraudster tricks someone into sending a... read more

Transforming commercial payment: a $371 billion revenue opportunity

30 Oct 23 @ 19:47

One third (33%) of commercial payments clients are highly likely to switch to another provider if it offered more value-added services that enrich the payments experience, according to Accenture’s Commercial... read more

Over half a billion pounds lost to APP fraud in 2023

25 Oct 23 @ 12:28

APP fraud (Authorised Push Payment) losses continued to be driven by the abuse of online platforms and telecommunications. Criminals commit investment scams advertised on search engines and social media, romance scams... read more

EU Digital Identity Wallets: the importance of building trust

25 Oct 23 @ 11:48

On the 18th October, The Global Trust Foundation hosted the second edition of the EU Digital Identity Wallets Forum, bringing together more than 100 Digital Identity experts from all over... read more

Payment trends in the UK casino industry

25 Oct 23 @ 11:34

Over the past decade, the casino industry’s profound transformation has seen online casinos emerge as the go-to choice for many players. Alongside this digital shift, payment methods have evolved to... read more

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Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Starling Builds UK-Sovereign AI Model With Nvidia and Civo

15 Oct 26 @ 19:41

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more