Showing results for 'AI' in Articles
7651 Articles | 1866 Magazines | 62 Research | 77 Whitepapers

US Open Banking rule under threat as CFPB reconsiders options

19 May 25 @ 14:52

The US’ long-awaited Open Banking framework may be headed back to the drawing board, as the Consumer Financial Protection Bureau (CFPB) considers revoking or reworking its newly finalised rule under... read more

UK brings BNPL firms under FCA scrutiny in regulatory shake-up

19 May 25 @ 10:09

The UK government has unveiled long-anticipated legislation that will bring the booming “buy now, pay later” (BNPL) sector under the supervision of the Financial Conduct Authority (FCA), signalling a landmark... read more

Crypto’s Paradox: Traditional finance driving force behind digital asset growth

19 May 25 @ 09:06

After years of promising to revolutionise global finance, cryptocurrencies remain at the periphery of mainstream adoption. The narrative has long focused on technological innovation, regulatory hurdles, and market volatility. Yet... read more

Why consumer A2A payments have stalled in the UK

16 May 25 @ 12:35

Despite the UK’s early leadership in real-time payment infrastructure, A2A payments (account-to-account) have failed to gain traction for everyday consumer purchases. While peer-to-peer (P2P) bank transfers are now a mainstay... read more

Nuvei partners with EPI to bring Wero to European e-commerce

16 May 25 @ 11:57

Nuvei has joined the European Payments Initiative (EPI), in a move that will see the Wero digital wallet integrated into ecommerce checkouts across Europe. This strategic partnership marks a significant... read more

Cybercrime escalates: NatWest and Coinbase reveal scale of attacks

15 May 25 @ 15:40

The financial sector is confronting a surge in sophisticated cybercrime  threats, as two leading institutions – NatWest and Coinbase – reveal the staggering scale of digital attacks they face. In... read more

BNPL: Evolving Beyond convenience into regulation and resilience

14 May 25 @ 17:03

Over the past decade, Buy Now, Pay Later (BNPL) has rapidly transitioned from a niche credit offering to a mainstream payment option, reshaping the global consumer finance landscape. Though often... read more

Fintechs winning the primacy battle: Redefining consumer banking

13 May 25 @ 16:38

For decades, the concept of “primacy” — being a consumer’s main financial institution — was reserved for banks with physical branches and long-established trust. Today, that paradigm is under serious... read more

Stablecoins and the race to modernise payments infrastructure

13 May 25 @ 14:28

The future of money is being redrawn in real time — and stablecoins are rapidly taking centre stage. In Q1 2025, Coinbase CEO Brian Armstrong captured the zeitgeist in one... read more

Open Banking reaches new heights in the UK

13 May 25 @ 11:59

Open Banking in the UK has crossed a major milestone. As of March 2025, 13.3 million individuals and small businesses are actively engaging with Open Banking services — up 40%... read more

Bhutan unveils world’s first tourism crypto payment system

09 May 25 @ 10:22

In a landmark move that positions it at the vanguard of digital payments innovation, the unlikely nation of Bhutan has become the first country to launch a national-level crypto payment... read more

Cross-border e-commerce: Booming in Europe

08 May 25 @ 17:55

As tariff negotiations and trade tensions continue to occupy international headlines, cross-border e-commerce has become a focal point of strategic relevance in Europe. The continent’s deeply integrated trade framework –... read more

PSR’s pivotal year: Reforms, interchange caps, and a future under the FCA

08 May 25 @ 17:39

The UK’s Payment Systems Regulator (PSR) has entered 2025 amid a confluence of regulatory upheaval, market scrutiny, and structural transformation. As its tenth anniversary approaches, the PSR finds itself both... read more

Europe’s digital identity wallet: Strategic crossroads for banks

08 May 25 @ 14:28

As Europe races toward the December 2026 deadline for the implementation of the European Digital Identity Wallet (EUDIW) under eIDAS2, banks across the continent are confronting a rare inflection point.... read more

G+D launches next-gen payment card with dynamic CVV

07 May 25 @ 18:06

Giesecke+Devrient (G+D) has unveiled a new payment card that could transform the fight against card-not-present (CNP) fraud using a dynamic CVV. The Convego SecureCode card integrates a dynamic CVV directly... read more

Visa Invests in BVNK: A pivotal moment for stablecoins in payments

07 May 25 @ 09:35

Visa are busy… just days after announcing a major agentic AI play and rumours of talks with Tools for Humanity, Visa Ventures has made a strategic investment in stablecoin infrastructure... read more

PayPal launches contactless mobile wallet in Germany

06 May 25 @ 16:16

PayPal is set to launch its first-ever contactless mobile wallet for in-store transactions in Germany. The move marks a significant strategic push into physical retail for a company historically rooted... read more

UK payments industry unites behind new body to deliver cVRPs

06 May 25 @ 13:12

In a major step forward for the UK’s Open Banking ecosystem, a consortium of 31 major players spanning fintechs, incumbent banks and payment platforms has committed funding to establish a... read more

The 5 most profitable cryptocurrencies for day trading

03 May 25 @ 18:04

Day trading cryptocurrencies has transformed my investment approach, offering exciting opportunities for substantial profits in short timeframes. I’ve found that identifying the most profitable coins requires understanding market volatility, liquidity... read more

Worldcoin rebrands as ‘World’ in shift to Digital ID and Payments

01 May 25 @ 10:21

World, the rebranded digital identity and cryptocurrency venture from OpenAI CEO Sam Altman, has officially launched in the US, bringing its biometric verification technology and digital token ecosystem to American... read more

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Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Starling Builds UK-Sovereign AI Model With Nvidia and Civo

15 Oct 26 @ 19:41

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more