13 Oct 25 @ 13:06
Global e-commerce payments are projected to surge past $13 trillion by 2030, according to new analysis from Juniper Research, marking a 57% increase on the $8.3 trillion expected in 2025.... read more
05 Aug 25 @ 09:09
The global payments industry finds itself at an inflection point. Once a perennial outperformer, the sector is now facing the reality of slower growth, investor impatience, and mounting operational complexity.... read more
05 Aug 25 @ 09:03
There is something in the air folks, first Amazon, then Mastercard and now Visa has unveiled a major strategic vision for the future of digital payments including agentic AI. The... read more
14 May 25 @ 10:44
The global payments industry finds itself at an inflection point. Once a perennial outperformer, the sector is now facing the reality of slower growth, investor impatience, and mounting operational complexity.... read more
14 Dec 23 @ 16:28
As banks struggle to make a profit and the ESG trend fades quicker than a fake sun-tan, James Wood asks whether sustainability still matters in payments. Despite all the negative... read more
14 Dec 23 @ 16:24
New figures released by Europol show that criminals are adept at exploiting new payment technologies for financial gain. In an attempt to match such levels of criminal ingenuity, financial institutions... read more
24 Oct 23 @ 11:27
As innovations go, Artificial Intelligence (AI) in payments has seen more hype than most. James Wood sorts the bits and bytes to ask where the value of AI in payments... read more
29 Dec 22 @ 04:23
From Open Banking and instant payments through the Next Big Thing in crypto, James Wood reads the cards to find out what’s coming next in the new year. Those who... read more
24 Oct 22 @ 13:21
With a young, dynamic population and a growing economy, Brazil is a hot market for global payments players. But will endemic fraud problems and technical challenges blunt its attraction? There’s... read more
27 Oct 21 @ 11:50
Two new studies have revealed the huge and growing problem of chargebacks, or disputed transactions, in the payments business – yet neither offers a convincing methodology for how to fix... read more
23 Dec 20 @ 12:42
Consulting firm Capgemini has set out its vision for where payments are heading in the longer term, envisaging an evolution of the payments process in both the B2B and B2C... read more
23 Dec 20 @ 12:07
From acquiring to fraud, the role of big tech, mobile wallets and faster payments – PCM’s James Wood asks industry leaders to play Gypsy Rosie Lee and read what’s on... read more
23 Dec 20 @ 11:52
As part of our 2021 preview, we examine the issues facing retail and commercial banks as their customers join the digital economy. When it comes to digital adoption, some banks... read more
06 Apr 20 @ 12:53
Dispute resolution is a problem that impacts all major participants in the payments industry, from card issuers to merchants and consumers. An estimated 25 million transactions are disputed each year,... read more
04 Jun 19 @ 10:53
The ECB recently launched its new TIPS settlement system, aiming to enable instant payments across the continent and increase Europe’s competitiveness relative to US and Chinese payment systems. But will... read more
06 Apr 17 @ 16:07
It’s more than 20 years ago since the Spice Girls released their debut single Wannabe. In that time, the wants, needs and expectations of retailers — and their customers —... read more
03 Aug 16 @ 07:28
CHARGEBACKS HAVE BEEN part of card scheme dispute resolution rules for decades and reflect consumer protection regulations in many countries. However they are also the ultimate un-virtuous circle where almost... read more
01 Feb 16 @ 15:44
In theory, the Internet of Things (IoT) could be the future of technology and a game-changer for many industries. But what are the implications for the payments industry? From industrial... read more
09 Nov 15 @ 15:54
Non-cash payment volumes are expected to continue to grow strongly in 2014, according to the World Payments Report 2015 from Capgemini/Royal Bank of Scotland. Volumes are projected to grow at... read more
09 Nov 15 @ 14:58
Following the announcement by more than 20 of the world’s largest banks that they are collaborating to develop common standards for Blockchain technology, PCM examines the implications of a decentralised,... read more
02 Apr 26 @ 18:44
Visa is stepping up its effort to modernise one of the most cumbersome parts of the payments chain, launching a suite of artificial intelligence-powered dispute... more
02 Apr 26 @ 18:44
Swift is moving its blockchain-based shared ledger from design theory into practical deployment, marking a notable moment in the evolution of institutional cros... more
14 Apr 26 @ 20:03
Visa is stepping up its push into agentic commerce with the launch of Intelligent Commerce Connect, a new tool intended to help businesses plug into AI-driven s... more