24 Feb 20 @ 07:27

Online Commerce’s toughest challenges: secure online transactions, reduce friction and increase sales. Today, all business is going digital, and fraud is following. Banks and...

03 Dec 19 @ 11:37

An unprecedented combination of drivers for change are at work in today’s financial services industry. Some of these factors, particularly digitisation, are influencing the major...

01 Oct 19 @ 09:07

Welcome to TPL! More than ten years ago, we founded this company because we wanted to adopt a new approach to client service in the payments business. With decades of combined exp...

18 Sep 19 @ 10:37

The EU has formally introduced its Strong Customer Authentication regulations as part of the PSD2 roll out.  Whilst this regulation aims to ensure greater security for all partie...

18 Apr 19 @ 09:14

It’s been a year since the EU launched the second Personal Services Directive (PSD2), designed to open up retail banking to greater competition. This legislation was followed by...

06 Mar 19 @ 14:15

All industries claim to be subject to technology-driven disruption. In many cases, that technology is simply the means by which the sector evolves. In these industries, disruptio...

10 Dec 18 @ 10:36

How disruptive acquiring overcomes the current hurdles in the US payments market  As innovation in the payments sector continues apace, and new products and services are launched...

14 Sep 18 @ 09:55

Banks must manage their technology environment against a backdrop of near-constant change. This in itself is nothing new. However, the pace of change is quickening and its impact b...

14 Jul 18 @ 09:55

In 2017, blockchain moved from a fringe innovation used by a small, tech-savvy community, to a tool being developed and deployed by stock exchanges, banks, shipping companies and g...

14 Dec 17 @ 09:55

Whether it is access, APIs, banking or standards, ‘open’ is the new normal for financial services. Similarly, real-time or instant has now become the de facto standard for paym...

14 Sep 17 @ 09:55

Haldane made his prediction in September 2013. Just over four years later, in January 2018, the EU’s Revised Payment Services Directive (PSD2) will come into effect and the regul...

14 Jun 17 @ 09:55

Corporates are under increasing pressure to be more efficient and their expectations of their banks are changing as a result. Banks need to be innovative to meet client expectatio...