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How disruptive acquiring overcomes the current hurdles in the US payments market As innovation in the payments sector continues apace, and new products and services are launched by providers of all types, the landscape is becoming increasingly fragmented. This is particularly the case in the US where a combination of technological, regulatory and historical factors coalesce to create a market that offers almost limitless choice to consumers and opportunities for providers, while simultaneously constricting those choices and building new barriers to adoption.
In this paper we look at the international perspective and how the US market compares to those of the EU and China, before exploring how legacy platforms and regulatory structures combine to create the complexities in the US. Finally, we discuss how a more innovative approach to acquiring holds the key to opening up and sustaining a more diverse, device-independent payments future.
