20 Oct 25 @ 16:53

In 2018, Open Banking was hailed as a revolution in financial services. British regulators led the way, mandating data-sharing frameworks that promised to empower customers, foster innovation, and intensify competition.... read more

20 Oct 25 @ 16:36

A new report from Wind River Payments reveals that US merchants and software providers are rapidly rethinking how they handle payments in response to rising costs, fraud, and a volatile... read more

20 Oct 25 @ 13:27

Eleven years after its launch, Apple Pay remains the most recognised name in mobile payments — but its dominance is under pressure. New data shows that while usage has surged,... read more

17 Oct 25 @ 12:32

Mastercard is stepping up its efforts to simplify business payments with the launch of two major innovations — the Commercial Connect API and Clearing Controls — designed to make corporate... read more

16 Oct 25 @ 19:54

Klarna is taking aim at the UK’s retail banking sector with the launch of a digital wallet and debit card — its most direct challenge yet to traditional banks’ dominance... read more

16 Oct 25 @ 19:44

Instant payments continue to gain traction in the US, with The Clearing House’s RTP network hitting a major milestone on 3 October after processing a record 1.8 million transactions in... read more

16 Oct 25 @ 19:23

The convergence of blockchain, stablecoins and mainstream financial infrastructure continues to gather pace. Two major players—Coinbase and Euronet—this week unveiled new tools designed to make cross-border payments faster, cheaper and... read more

14 Oct 25 @ 17:34

Klarna has announced an expansion of its long-standing collaboration with Google, becoming one of the early supporters of the Agent Payments Protocol (AP2) — an open standard designed to enable... read more

14 Oct 25 @ 15:41

Mastercard has launched a new data-driven service designed to tackle one of the most persistent pain points in digital commerce: low payment approval rates. The Payment Optimisation Platform (POP) uses... read more

14 Oct 25 @ 15:20

Revolut’s long-awaited full UK banking licence has hit another roadblock, as the Bank of England’s Prudential Regulation Authority (PRA) continues to raise concerns about whether the fintech giant’s risk management... read more

13 Oct 25 @ 16:13

The payments industry is entering a new phase of transformation — one driven not by cards or mobile wallets, but by autonomous agentic commerce agents. Two of the most significant... read more

13 Oct 25 @ 15:51

The United Kingdom’s retail payments landscape is undergoing a rapid and irreversible shift. What was once dominated by cards and cash is now being reshaped by mobile wallets and Buy... read more

13 Oct 25 @ 12:55

A couple of weeks ago I wrote that the bank led stablecoin race was hotting up as nine of Europe’s largest banks unveiled plans to issue a euro-denominated stablecoin, the... read more

10 Oct 25 @ 15:05

The payments industry’s long-standing battle against fraud may be producing unintended casualties. According to new data from Chargebacks911, the cost of false declines—legitimate transactions incorrectly rejected by fraud filters—has now... read more

10 Oct 25 @ 13:17

A high-stakes bidding war appears to be brewing between crypto exchange Coinbase and payments giant Mastercard over the acquisition of BVNK, the London-based fintech firm building enterprise-grade stablecoin payment infrastructure.... read more

10 Oct 25 @ 13:04

Generative artificial intelligence has changed the pace and scale of financial fraud. What was once a slow, reactive contest between banks and cybercriminals has become a real-time arms race —... read more

09 Oct 25 @ 16:16

Payment systems have become the nervous system of the consumer economy. Every transaction at a supermarket checkout, hotel reception, or café till depends on complex networks of hardware, software, and... read more

09 Oct 25 @ 12:48

Global financial authorities are set to fall short of the G20’s ambitious goal to make cross-border payments faster, cheaper and more transparent by 2027. This is according to an update... read more