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THE GLOBAL WALLET WAR: WHO WILL OWN THE CUSTOMER?

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Swift to build shared blockchain ledger for tokenised assets

15 Jan 26 @ 21:47

Swift is preparing to add a blockchain-based shared ledger to its global payments infrastructure, marking a significant step in the financial messaging network’s push to connect traditional banking rails with... read more

Pay by Bank gains awareness but struggles to break card habit

15 Jan 26 @ 21:30

Pay by Bank is once again being talked up as a potential disruptor to the entrenched dominance of card payments in the United States. Yet while consumer awareness and trial... read more

Brazilian e-commerce sees surge in digital wallet usage

15 Jan 26 @ 21:16

Digital wallets have emerged as the fastest-growing payment method in Brazilian e-commerce, overtaking every major alternative as adoption accelerates among younger consumers and previously underbanked populations. According to an analysis... read more

High court clears way for UK cap on cross-border interchange fees

15 Jan 26 @ 21:00

Revolut, Visa and Mastercard have failed in a High Court bid to block a proposed UK cap on cross-border card interchange fees. The decision hands a significant legal victory to... read more

Open Banking moves from policy experiment to national infrastructure

13 Jan 26 @ 14:22

Eight years after its launch, Open Banking has become a foundational layer of the UK’s financial system rather than a niche regulatory initiative. More than 16.5 million user connections are... read more

Agentic AI and Quantum Risk reshape the future of identity fraud

13 Jan 26 @ 14:04

AU10TIX has issued a stark warning to the global payments and digital identity ecosystem: fraud is no longer episodic, reactive or human-led. According to its Signals for 2026 special edition,... read more

Global Payments bets on scale as FIS doubles down on Issuing

13 Jan 26 @ 13:47

Global Payments has completed a long-anticipated strategic reset, finalising the acquisition of Worldpay while divesting its Issuer Solutions business to FIS. Together, the transactions reshape the competitive landscape of global... read more

Why tokenised deposits are stealing stablecoins buzz

12 Jan 26 @ 22:32

The centre of gravity in on-chain money is shifting, after two years in which stablecoins dominated discussion, volumes and investor attention. 2026 is shaping up as the year when tokenised... read more

Trump proposes credit card rate cap

12 Jan 26 @ 22:01

President Donald Trump’s renewed push to impose a one-year cap of 10 per cent on US credit card interest rates has jolted financial markets and reopened a long-running debate about... read more

Copilot Checkout signals Microsoft’s push into agentic commerce

12 Jan 26 @ 17:59

Microsoft has taken a decisive step towards embedding agentic commerce directly into generative AI, partnering with PayPal, Stripe and Shopify to launch Copilot Checkout. The initiative allows shoppers to complete... read more

Bank fraud surges into 2026 as criminals exploit structural weaknesses

09 Jan 26 @ 10:49

Bank-related fraud is beginning the new year on an alarming trajectory, with fresh evidence showing that financial crime continues to migrate towards high-value, high-frequency payment channels. Bank account fraud now... read more

$5 trillion milestone masks an uneven global e-commerce market

09 Jan 26 @ 10:32

In 2026, global e-commerce passes a symbolic and economic landmark, exceeding $5 trillion in annual sales for the first time. The headline figure confirms the sector’s long-term resilience, even as... read more

Cards are no longer enough: Businesses need a full payment engine in 2026

08 Jan 26 @ 10:24

For more than a decade, payment cards have been the default solution for modern business spending. They replaced slow bank transfers, enabled online purchasing, and gave teams the freedom to... read more

JPMorgan absorbs Apple’s $20bn credit card book from Goldman

08 Jan 26 @ 10:05

JPMorgan Chase’s agreement to acquire Apple’s roughly $20bn credit card loan book from Goldman Sachs marks one of the most consequential reshufflings in the US payments and consumer finance landscape... read more

Barclays makes first strategic move into stablecoin infrastructure

07 Jan 26 @ 15:24

Barclays has taken its first direct step into the stablecoin ecosystem, investing in US-based clearing and settlement platform Ubyx. While the bank has not disclosed the size of the investment,... read more

Record ATM withdrawals challenge assumptions of a cashless Britain

07 Jan 26 @ 15:11

Britain’s long-anticipated shift towards a cashless economy continues to look overstated. New figures from Nationwide Building Society show that cash usage rose for a fourth consecutive year in 2025, with... read more

Swift’s blockchain pilot signals a turning point for cross-border payments

06 Jan 26 @ 14:10

A new pilot involving Swift, Ant International and HSBC offers a glimpse of how blockchain-based money could integrate with the plumbing of the global financial system. The test demonstrated cross-border... read more

Real-time payments have rewritten the risk equation

06 Jan 26 @ 13:53

Speed has become the defining feature of modern payments. Real-time rails now move money in milliseconds rather than hours, reshaping customer expectations and competitive dynamics across banking and fintech. Yet... read more

Trending

Visa and Fiserv partnership extends API-led acceptance platform

22 Mar 26 @ 18:30

Visa and Fiserv are extending their long-running partnership in Europe with a new API-driven acceptance offering designed to simplify merchant acquiring and mod... more

Thunes links stablecoin payouts to the Swift banking network

26 Mar 26 @ 19:08

Thunes is attempting to narrow one of the most persistent divides in modern payments: the gap between traditional banking infrastructure and the digital asset e... more

Visa backs Stripe and Tempo

24 Mar 26 @ 17:44

Visa is moving to embed itself in what could become the next important layer of digital commerce: payments initiated not by people, but by software agents actin... more