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Self-sovereign identity in wallet: How users should share data

30 Jan 24 @ 19:31

Name, date of birth, address, email address, passwords, tax records, or payroll – all this sensitive user data is stored by companies in huge databases to identify individuals for digital... read more

Impending RTGS deadline and its impact on payments sector

30 Jan 24 @ 19:14

The Real-Time Gross Settlement (RTGS) system is ushering in a new era of efficiency, security and immediacy within the payments landscape. Organisations working towards the mandated November 2025 deadline must... read more

A confidence crunch is looming for e-commerce

29 Jan 24 @ 18:03

The stats just don’t stop telling the same story. While e-commerce growth has slowed after the pandemic, it’s still grabbing an ever-growing share of wallet. In more developed markets such... read more

The sophistication of cybercrime intensifies with emerging strategies

29 Jan 24 @ 17:53

While tried and tested cybercrime tactics like phishing and malware are here to stay, there are always new approaches to watch out for in the cybersecurity space. Experian’s 11th annual... read more

Winning Gen Z trust should be top priority for retailers

29 Jan 24 @ 17:44

This year’s peak shopping season will be crucial for retailers as the true impact of the cost-of-living crisis is likely to be written in sales figures. Competition for consumers’ wallets... read more

FTC announce investigation into Big Tech AI funding

26 Jan 24 @ 18:19

The Federal Trade Commission has launched an inquiry into Big Tech investments and partnerships including Microsoft, Amazon and Google demanding information and documents concerning investment into AI developers, citing concerns... read more

Global B2B payments market projected to hit $31.71 billion

26 Jan 24 @ 17:57

Global B2B payments market industry was valued at $12.50 Billion in 2022. It is projected to reach $31.71 Billion by 2031, growing at a CAGR of 9.9 % during the... read more

Mastercard launch service to replace all passwords with biometrics

26 Jan 24 @ 17:33

There is, I think, one thing that almost everyone can agree on — passwords in their current format and usage are a major issue for all concerned. While passwords are... read more

5 ways fintech workers can use Gen AI to boost their careers

26 Jan 24 @ 09:20

Artificial intelligence is the buzzword of the moment for many employees, regardless of the industry they work in. Recent research has uncovered the fact that 36% of workers are overwhelmed... read more

New research dampens good news for CBDCs

25 Jan 24 @ 16:51

Across the summer 2023 there was a bumper crop of good news for CBDCs, including transactions using the digital Yuan hitting $250 billion, a new CBDC consortium announced by Mastercard... read more

The near-term impact of AI on the cyber threat

25 Jan 24 @ 16:34

During the Bletchley AI Safety Summit in November 2023, international leaders came together to discuss the vast potential of AI models in promoting economic growth, propelling scientific advances, and providing... read more

COBOL – a ticking time bomb in the financial system

24 Jan 24 @ 20:22

Despite it being more than 60 years old, it is thought that around 70% of large corporations – including those in the government, banking, finance, insurance, and automotive industries – still... read more

Faster Payments Council: Fraud trends and mitigation opportunities

24 Jan 24 @ 19:33

The U.S. Faster Payments Council (FPC), has published a new industry resource, titled Fraud Trends and Mitigation Opportunities. Developed by the FPC Fraud Work Group, this inaugural bulletin is aimed... read more

2024: Invisible payments, digital currencies, wallets and AI

24 Jan 24 @ 14:21

As 2024 begins to pick up pace, we continue to look at invisible payments, digital currencies, wallets and AI, the major themes for 2024. To that end Payments Cards &... read more

Generative AI: Chatbots that work?

23 Jan 24 @ 18:40

In a recent blog we debate the current wave of scepticism about AI. In brief, and outside its obvious applications in fraud detection and management, some senior executives have expressed... read more

Card networks preferred over Banks for Super App delivery

23 Jan 24 @ 18:14

As apps and connected devices increasingly take centre stage in consumers’ lives, the appetite for a single app that seamlessly integrates banking, shopping and personal activities, the so called Super... read more

£187 billion lost to hidden cross-border fees in a single year

23 Jan 24 @ 16:10

Sending money cross-border is a growing part of our international lives, but most people are unaware of what they actually pay to send, spend, or receive money internationally. According to... read more

Worldline partners with Google and gets new investor

22 Jan 24 @ 18:16

Worldline and Google have announced a strategic partnership designed to leverage cutting-edge cloud-based technologies from Google Cloud to take Worldline’s digital transformation further. As part of the partnership, Google will... read more

Trending

ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more