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Deepfake data: AI to raise cyber risk in 2024

16 Feb 24 @ 17:10

As we turn our attention to 2024, James Wood says the advent of generative AI is going to create major security headaches for payments companies – amid other problems. In... read more

Digital wallets: The pursuit of a profitable business model

16 Feb 24 @ 14:12

In recent years, digital wallets have shot from the niche to the mainstream. Their use has taken off in every region of the world, the growth trajectory remains strong, and... read more

Temenos fight back after Hindenburg Research massacre

16 Feb 24 @ 10:36

Embattled core banking provider Temenos has hit out at Hindenburg Research’s claims that there are “major accounting irregularities, failed products and an illusive turnaround” at the firm. The research note,... read more

European banks start fight back against competition

15 Feb 24 @ 12:28

New research from Economist Impact finds that European banks are fighting back against competition from platform players, neobanks and payment providers. According to the study, “Challenging the challengers: Europe’s banks... read more

Revolut delivers AI scam protection product to users

15 Feb 24 @ 11:57

Just days after Revolut released research that indicated Meta platform were the leading platforms for the origination of scams, the fintech has release a new AI scam protection platform for... read more

ACH Network surpasses 3 billion payments in 2023

15 Feb 24 @ 11:40

Led by strong growth in Same Day ACH and business-to-business (B2B) payments, the ACH Network securely handled 31.5 billion payments valued at $80.1 trillion in 2023. Payment volume for the... read more

Payment cards are dead – Long live the card!

13 Feb 24 @ 18:21

At Payments Cards & Mobile we have long been supporters of a role for payment cards in the overall payments mix, thanks to our own Payment Yearbooks which show card... read more

Merchants: What to look out for in 2024

13 Feb 24 @ 16:55

Inflation and the cost of living crisis are directly impacting what customers purchase. These issues are not going away anytime soon in 2024 – so it’s up to merchants to... read more

Latest US fraud losses top $10 billion in 2023

13 Feb 24 @ 16:40

Newly released Federal Trade Commission data show that US fraud losses were more than $10 billion in 2023 – a 14% increase over reported losses in 2022 – marking the first... read more

Joining forces to unlock the potential of CBDCs

12 Feb 24 @ 18:11

Central bank digital currencies are emerging worldwide, bringing new capabilities and opportunities to financial systems. Although central banks are the driving force behind CBDCs, the development of a coherent ecosystem... read more

Credit and debit card processing drags down business satisfaction

12 Feb 24 @ 17:26

Small business owners are optimistic about the future, with 88% indicating the financial state of their individual businesses is about the same or better off than a year ago, which... read more

Navigating the fintech landscape with user-friendly apps

12 Feb 24 @ 13:52

Have you ever felt lost in the maze of financial technology? You’re not alone. But reimagine the map with apps pointing you straight to your destination – hassle-free transactions and... read more

How instant payments can empower the merchant payment experience

09 Feb 24 @ 16:50

Instant payments are a hot topic right now in case you had not noticed. Only yesterday MEPs adopted new rules to ensure instant payment transactions arrive immediately into the bank... read more

Meta platforms identified as lead originators of APP fraud scams

09 Feb 24 @ 13:46

Recently we discussed in a webinar with Visa the growing issue of APP fraud across Europe and the mandatory reimbursement of consumers that is soon to be implemented by regulators... read more

Banks finally migrate from mainframes to AI-driven cloud technologies

08 Feb 24 @ 18:42

 NTT DATA has announced a new global banking research report entitled “The Digital Horizon: Banking’s Shift from Mainframe to AI-Driven Cloud Infrastructure”. The research has unveiled findings from a survey of... read more

How to build trust in the age of Open Banking

08 Feb 24 @ 18:24

Consumer demand for frictionless experiences is at the centre of rising financial services and tech innovation. As consumers embrace digital services in their everyday lives, from banking to shopping to... read more

Instant payments means less than 10 seconds in EU

08 Feb 24 @ 18:06

MEPs have adopted new rules to ensure instant payment transactions arrive immediately into the bank accounts of retail customers and businesses across the EU. The new regulation aims to make... read more

Phygital Payments: What are the trends for 2024

07 Feb 24 @ 19:19

As digital channels grow in importance, a new buzzword rears its head: phygital payments – a blend of the physical and digital – but is phygital  really a thing, or... read more

Trending

ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more