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AI is rewriting the economics of merchant acquiring

26 Jan 26 @ 18:07

Merchant acquiring has rarely been accused of being exciting. For much of the past two decades it has been a business defined by scale, operational efficiency and relentless margin pressure.... read more

Shopify introduces 4% Agentic Commerce fee

23 Jan 26 @ 14:48

Shopify is preparing its merchant base for a structural shift in online retail. From late January, products sold through AI chatbot checkouts will incur a new cost: a 4 per... read more

Capital One bets on Brex to accelerate payments strategy

23 Jan 26 @ 14:23

Capital One has agreed to acquire payments fintech Brex for $5.15bn, marking another decisive strategic move by its founder and chief executive, Richard Fairbank. The transaction, disclosed alongside the bank’s... read more

Retailers tool up for the rise of Agentic Commerce

23 Jan 26 @ 11:56

For more than two decades, e-commerce has been built around a predictable assumption: that the buyer is human, present, and actively persuadable. Product pages, marketing funnels and checkout flows have... read more

SEPA Instant payments set to surpass traditional transfers by 2030

22 Jan 26 @ 21:38

Europe’s payments industry is approaching a structural inflection point. New research conducted by Celent in collaboration with Plaid, suggests that SEPA Instant Credit Transfers are on track to overtake traditional credit... read more

Fraud has become the hidden cost of Europe’s e-commerce boom

22 Jan 26 @ 17:05

Europe’s retail economy is undergoing a structural shift. E-commerce has moved from being a complementary sales channel to the primary growth engine for many merchants. Online sales now dominating strategic... read more

UK payments industry pushes back against stablecoin restraints

22 Jan 26 @ 16:50

The UK payments industry is sharpening its critique of the country’s approach to stablecoins, arguing that regulatory caution is slipping into competitive self-harm. In a new manifesto, The Payments Association... read more

Blockchain: From regulatory ambiguity to operational blueprint

20 Jan 26 @ 17:57

For much of blockchain’s commercial history, regulation hovered in the background as an unresolved constraint. Financial institutions ran proofs of concept, explored distributed ledgers and monitored policy debates, but few... read more

Agentic Commerce and the quiet return of Guest Checkout

20 Jan 26 @ 17:36

Agentic commerce is steadily rewiring how digital transactions occur. Instead of shoppers manually navigating screens, entering credentials and approving each step, intelligent software agents are beginning to select products, optimise... read more

How real-time payouts are stress-testing US banking infrastructure

20 Jan 26 @ 14:12

Betting volumes are pushing older payment systems to their limits, which is prompting banks to switch to real-time processing. This article offers some valuable insights into the technical challenges and... read more

Revolut Pay positions itself for Agentic Commerce

19 Jan 26 @ 18:02

Revolut Pay is making an early and deliberate move into agentic commerce, becoming one of the first EU-based payment methods compatible with Google’s Agent Payments Protocol (AP2). The development signals... read more

Stablecoin cards quietly cross a payments milestone

19 Jan 26 @ 17:51

Global stablecoin card payments have reached a notable inflection point. Monthly transaction volumes climbed to around $1.5 billion in August, up from roughly $100 million at the start of 2023,... read more

BIS Project Agorá moves from blueprint to reality

19 Jan 26 @ 17:27

Project Agorá, the flagship cross-border distributed ledger initiative led by the Bank for International Settlements, has entered its long-anticipated testing phase. After progressing from design to prototype build during 2025,... read more

Everything you should know about making payments on Telegram

19 Jan 26 @ 15:17

Most people use Telegram for chatting, but it actually handles millions of dollars in transactions every day.  Users now send money, pay for subscriptions, purchase digital services, and access online... read more

Klarna pushes further into everyday banking with P2P play

16 Jan 26 @ 14:00

Klarna has taken another decisive step beyond buy now, pay later with the launch of instant P2P payments across 13 European markets. The new functionality allows users to send money... read more

A new front line in the global fight against payment fraud

16 Jan 26 @ 13:37

As global scam losses climb beyond $400bn annually, payment fraud is evolving faster than the controls designed to stop it. Against this backdrop, Scamnetic is repositioning its patented IDeveryone technology... read more

Ripple secures EMI licence and UK regulatory green light

16 Jan 26 @ 13:20

Ripple has taken a significant step in its European expansion after securing both an Electronic Money Institution (EMI) licence and cryptoasset registration from the UK’s Financial Conduct Authority. The approvals... read more

Stablecoin cards push Visa deeper into on-chain settlement

16 Jan 26 @ 11:59

Stablecoin-linked payment cards are emerging as a meaningful driver of growth for Visa’s blockchain settlement business, underlining how digital currencies are increasingly being absorbed into mainstream payments infrastructure rather than... read more

Trending

Visa and Fiserv partnership extends API-led acceptance platform

22 Mar 26 @ 18:30

Visa and Fiserv are extending their long-running partnership in Europe with a new API-driven acceptance offering designed to simplify merchant acquiring and mod... more

Thunes links stablecoin payouts to the Swift banking network

26 Mar 26 @ 19:08

Thunes is attempting to narrow one of the most persistent divides in modern payments: the gap between traditional banking infrastructure and the digital asset e... more

Visa backs Stripe and Tempo

24 Mar 26 @ 17:44

Visa is moving to embed itself in what could become the next important layer of digital commerce: payments initiated not by people, but by software agents actin... more