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THE GLOBAL WALLET WAR: WHO WILL OWN THE CUSTOMER?

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Agentic AI and the rewiring of financial services power

12 Dec 25 @ 16:15

Agentic AI represents a decisive break from the assistive technologies that have defined the past decade of fintech innovation. These systems do not merely recommend or optimise; they evaluate options,... read more

Payment is everywhere: The quiet reinvention of Point of Sale

12 Dec 25 @ 16:05

For decades, the Point of Sale was a fixed destination: a counter, a terminal, a moment at the end of the customer journey. That mental model is now obsolete. As... read more

Mobile payments are on the rise among UK sports bettors

12 Dec 25 @ 16:01

Mobile payments continue to reshape how consumers interact with digital services, and nowhere is this shift more evident than in the UK’s burgeoning sports betting market. As in-play wagering grows... read more

The dark web’s discount identity market for bank biometrics

11 Dec 25 @ 15:58

The commodification of identity on the dark web is reshaping the economics of financial crime — and exposing the limits of biometric verification. New analysis from AMLTRIX, an open-source anti-money... read more

Agentic commerce to transform shopping as consumer trust rises

11 Dec 25 @ 11:40

Christmas 2025 may be remembered as the moment agentic commerce truly entered the mainstream, with new research from Checkout.com signalling a decisive shift toward agentic AI. Nearly half of consumers... read more

Mollie closes in on GoCardless as European payments consolidation accelerates

11 Dec 25 @ 11:08

Dutch payments processor Mollie is on the brink of acquiring UK fintech GoCardless in what would be one of Europe’s most consequential private-market payments deals this year. According to people... read more

A step closer to reality: An update on the UK’s National Payment Vision

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

The global currency contest: Why stablecoins deserve closer scrutiny

10 Dec 25 @ 11:06

Stablecoins have long been marketed as the digital bridge between volatile crypto assets and the perceived solidity of fiat money. Yet their accelerating adoption — particularly in the US —... read more

Are global markets accelerating real-time payment adoption too rapidly?

10 Dec 25 @ 11:00

The pressure on payment service providers to find ways of dealing with the burgeoning demand of real-time payment settlement services has been tremendous, with real-time transaction volumes rising 42.2% across... read more

Tap-to-Pay: Can smartphones fully replace traditional POS in 2026?

10 Dec 25 @ 10:47

Think about your smartphone. Now imagine it’s not just a digital wallet, but the entire checkout counter. No big machines to buy, no setup headaches. Just tap your phone, pay,... read more

Worldline advances strategic overhaul with divestment of PaymentIQ

09 Dec 25 @ 14:52

Worldline has taken another decisive step in reshaping its business around core European payment services, agreeing to divest its PaymentIQ orchestration platform to Swedish investment firm Incore Invest in a... read more

Sweden: Cards still count in a highly-digitised economy

09 Dec 25 @ 13:49

Sweden boasts a stable, highly sophisticated and digitalised modern economy, with one of the lowest percentages of cash usage anywhere in the world. Around one in ten in-store payments in... read more

A2A pushes into the mainstream as Pay by Bank comes of age

09 Dec 25 @ 13:22

A2A payments have long promised to rebalance the economics of digital commerce. This year, their ascent has begun to look less like a thought experiment and more like a structural... read more

Rethinking payment frictions in a world of one-tap online slots

09 Dec 25 @ 09:42

In 2024, commercial gaming revenue in the US hit a record of around $72 billion, the fourth straight year of all-time highs, according to the American Gaming Association. A growing... read more

Visa/Mastercard settlement will reshape card economics in the US

08 Dec 25 @ 16:07

The proposed Mastercard–Visa settlement, two decades in the making, could reverberate through the foundations of the US card market. While the legal process may yet stretch into 2027, the framework... read more

Cyber fraud: Why FIs must rethink their risk playbook

08 Dec 25 @ 15:50

Financial institutions are entering a new era in which cyber risk and fraud can no longer be treated as separate battlegrounds. As cybercriminals refine their tactics and operate with increasing... read more

Four trends that will transform B2B payments in 2026

08 Dec 25 @ 15:25

B2B payment infrastructure is evolving to become faster and more intelligent. This shift currently sees large corporates, as well as small and mid-sized enterprises (SMEs), increasingly using commercial cards – including purchase... read more

Preparing for quantum computing: Implications for payment security

05 Dec 25 @ 14:03

The financial services industry is on the cusp of a technological transformation. Quantum computing, long the preserve of theoretical physics and laboratory prototypes, is edging closer to practical application. Its... read more

Trending

Visa brings stablecoin settlement into the US Mainstream

17 Dec 25 @ 13:28

Visa has taken a decisive step towards embedding stablecoins into core financial infrastructure, launching US-based settlement in Circle’s USDC for participat... more

Barclays makes first strategic move into stablecoin infrastructure

07 Jan 26 @ 15:24

Barclays has taken its first direct step into the stablecoin ecosystem, investing in US-based clearing and settlement platform Ubyx. [caption id="attachmen... more

Deutsche Bank brings Wero to the mainstream in Germany

18 Dec 25 @ 11:13

Deutsche Bank has taken a decisive step in Europe’s long-running effort to build a sovereign payments alternative, rolling out the full functionality of the W... more