06 Jan 20 @ 17:08
A new report projects that establishing financial identities for the world’s financially excluded – or “unbanked” – population would add an extra $250 billion to global gross domestic product (GDP),... read more
06 Jan 20 @ 13:28
The Digital Revolution is changing our lives every day, but human nature does not change, and with every technological advance, new crimes emerge. As digital makes deeper inroads into our... read more
06 Jan 20 @ 09:56
According to Bloomberg’s analysis of United Nations’ data, Generation Z this year comprises 32% of the global population. By 2020, Gen Z consumers will have a greater impact on global... read more
20 Dec 19 @ 11:00
In an exceedingly commoditised market, banks are beginning to make clear bets to become leaders in scale, value, customer experience or product / service excellence. Some are turning into specialist... read more
20 Dec 19 @ 10:00
A truly agile organisation in 2020 and beyond will be a sum of various self-learning, self-healing, and self-evolving parts, each of which works in tandem with the other through suitable... read more
20 Dec 19 @ 09:00
The outlook for automation in 2020 and beyond remains strong, amid continuing pressure on margins. And RPA is one technology that most banks have deployed successfully. Some progressive banks are... read more
19 Dec 19 @ 11:00
As AI and automation become more deeply entrenched in the banking organisation, it will be the responsibility of the human workforce to compound value through critical thinking, collaboration, creativity, and... read more
19 Dec 19 @ 10:00
Leaders, fast followers, and mainstream players all recognise that data, advanced analytics, and artificial intelligence technology will be at the centre of consumer engagement and consequently market success over the... read more
19 Dec 19 @ 09:00
AI has been and will continue to be an efficiency lever in banking. In customer service, banks will improve personalisation and service recommendations at scale with AI in 2020. The... read more
18 Dec 19 @ 10:27
Declining apprehension against the public cloud, a rapidly growing market for SaaS solutions, and the widespread adoption of cloud as the preferred environment for workload execution. Clear signs that cloud... read more
18 Dec 19 @ 10:21
After successful demonstration of proof-of-concept and proof-of-value, Blockchain began delivering clear and indisputable benefits in 2019. In 2020, while proven use cases in trade finance, payments and identity will continue... read more
18 Dec 19 @ 10:17
In 2020, banks will explore and tap into the benefits of IOT to offer context-aware guidance and advisory services at the point of transaction. Use cases in fraud detection will... read more
16 Dec 19 @ 16:55
New research shows that Discover remained the most widely accepted card scheme worldwide at the end of 2018. Global Payment Cards Data and Forecasts to 2024 shows that Discover cards... read more
16 Dec 19 @ 16:41
Mastercard is to tests a new digital identity service that has the potential to verify a person’s identity immediately, safely and securely in both the digital and the physical world.... read more
11 Dec 19 @ 15:16
If merchant acquirers are to outperform increasing competition from new entrants, they must leverage platforms that integrate digital value-added apps and services from third parties rather than try to integrate... read more
11 Dec 19 @ 09:57
The banking sector will face a big ATM migration challenge in 2020. Microsoft made the official announcement: Windows 7 (operating system for many ATMs) extended support will end on January... read more
10 Dec 19 @ 12:02
In 2020, financial threats motivated by cyber actors may start to target investment apps, online financial data processing systems and upcoming cryptocurrencies, along with providing paid access to banks’ infrastructures... read more
09 Dec 19 @ 18:00
Driven by the hardening of regulatory frameworks and an increase in prevention techniques, significant improvements in plastic card fraud have been recorded in multiple markets across Europe. For example, the... read more
21 Apr 26 @ 14:35
Revolut is beginning to sound more like a future public market heavyweight than a fast-growing European fintech. Chief executive Nik Storonsky has said the com... more
16 Apr 26 @ 11:46
American Express is positioning itself early for what could become one of the next major shifts in digital payments: AI agents that do more than recommend produ... more
22 Apr 26 @ 19:36
Banks are hardening their cyber defences as artificial intelligence begins to alter the economics of digital attacks. For financial institutions, the challenge ... more