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THE GLOBAL WALLET WAR: WHO WILL OWN THE CUSTOMER?

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European banks show excellent COVID recovery and record profits

28 Jun 22 @ 12:59

European banks reported their second-highest profits in 15 years as the sector overcame the tumul­tuous conditions created by the coronavirus pandemic. The strong performance was driven by the lowest level... read more

Innovations spark expectations – 88% abandon transactions if faced with friction

27 Jun 22 @ 17:13

New research into online payments reveals sky-high expectations for seamless, secure transactions as payment choice increases. The survey of 2,000 UK consumers found that new payment innovations are being embraced... read more

Business Payments Barometer – Fraud soars in cashless economy

27 Jun 22 @ 09:46

Bottomline has revealed that the shift to hybrid working has left businesses seriously exposed to insider fraud[1], with over half of businesses (52% in GB and 63% in the US)... read more

Understanding Authentication Vs Authorisation in the SCA era

27 Jun 22 @ 09:02

Since SCA (Strong Customer Authentication) was introduced for online retailers in the UK earlier this year, there have also been added complications for merchants when determining the most efficient and cost-effective... read more

Let’s get phygital – Why digital and physical banking will merge

24 Jun 22 @ 15:39

A free upcoming webinar by Payments Cards & Mobile and Giesecke and Devrient (G+D) invites payments professionals to join the debate about banking’s phygital future – that is, a fusion... read more

PCM Feature: Loyalty goes digital

24 Jun 22 @ 15:30

Credit card reward schemes have been in the doldrums for years. With “alt pays” such as account-to-account payments and crypto slowly replacing cards, we ask what’s happening to reward schemes,... read more

Would You Move Jobs For A 4-Day Working Week?

24 Jun 22 @ 09:45

If the idea of a four-day working week sounds like nirvana to you, then achieving ultimate employee enlightenment may not actually be that far off. Thanks to not-for-profit groups and... read more

Fraud and cyber-threats keep rising – is AI the answer?

22 Jun 22 @ 13:21

As fraud attempts and cyber-security incidents continue to rise, more and better Artificial Intelligence (AI) solutions are being touted as the solution. But does AI deliver on its promise? Two... read more

Biometric authenticated mobile payments to reach $1.2 trillion 2027

21 Jun 22 @ 17:10

A new study has found that the value of biometric authenticated remote mobile payments will reach $1.2 trillion globally by 2027; rising from $332 billion in 2022. This growth of... read more

UK PSR to review Visa and Mastercard scheme and interchange fees

21 Jun 22 @ 16:57

The UK’s Payment Systems Regulator (PSR) has set out its plans showing how it proposes to carry out two market reviews focusing on card fees. One looks at scheme and... read more

Kids’ digital wallets are more than just educational – here’s why…

21 Jun 22 @ 13:31

Across Europe, banks are taking social responsibility more seriously. A recent report by the European Banking Authority found[1] there are more than 120 partnerships between banks and government agencies across... read more

Long Read: The Metaverse – Is it a fad or the future?

20 Jun 22 @ 19:52

Facebook is so convinced the metaverse is the future, it’s changed its name. But is a fully-digital life possible, or even desirable? James Wood, Payments Cards & Mobile Managing Editor... read more

The senior demographic is growing across Europe – creating an opportunity for banks…

20 Jun 22 @ 11:28

A new white paper from Netcetera explains why a rise in the number of older Europeans is good news for banks’ digital strategy – provided they get their digital offering for... read more

Irish mobile payments app Synch gets regulatory approval

20 Jun 22 @ 10:55

In mid-January 2021 the four of Irelands largest banks joined forces to launch an instant payments digital payment app, dubbed Synch, that they intended to promote to help fend off... read more

Indian Central Bank lifts Mastercard issuing ban

17 Jun 22 @ 11:47

The India Central Bank has lifted its restrictions on Mastercard issuing new cards in the domestic market, nearly a year after imposing the ban, after it demonstrated “satisfactory compliance” with... read more

Interac e-Transfers surpasses 1 billion transactions in the last 12 months

17 Jun 22 @ 09:24

Interac says that Canadians have reached a money movement milestone.  Interac e-Transfer usage has crossed a new threshold, reaching more than 1 billion transactions over a 12-month period for the... read more

Job Hunting: Is terrible tech pushing you to look for a new role?

17 Jun 22 @ 09:15

First it’s a quick Slack query, then a couple of minutes later it’s an email, “just following up on my message.” Next it’s a text checking if you got the... read more

Demystifying Crypto: Cryptocurrency adoption by businesses and consumers

17 Jun 22 @ 08:43

At Checkout, we’re committed to enabling businesses like Binance, Blockchain.com, Crypto.com, Farfetch and Sony to thrive in the digital economy. That’s why, for the past few years, we have been... read more

Trending

Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more