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SMEs are turning to FinTechs to cut the cost of payments

16 Jun 22 @ 16:06

The COVID-19 pandemic of 2019-2022 will be remembered for many things, including the deepest recession since the 1930s and subsequent economic turmoil. Although Europe’s economies have largely recovered, turmoil remains... read more

Report: State of European e-commerce 2021

16 Jun 22 @ 12:04

With much of the world reopening after the COVID-19 pandemic in 2020, trends in online shopping are slowly starting to normalise again. But several of the seismic shifts seen across... read more

Survey: Merchants getting ready for cryptocurrency

16 Jun 22 @ 10:07

When an American online retailer became the first major merchant worldwide to accept cryptocurrency as payment in 2014, it was big news. Since then, digital currency has entered the mainstream.... read more

The rising issue surrounding mobile app fraud

15 Jun 22 @ 17:24

The world is going mobile. And so too is Fraud. Global smartphone ownership rose sharply from 49% in 2016 to 83% in 2022, equating to 6.64 billion people owning a... read more

What the staggered implementation of ISO 20022 means for financial services firms

15 Jun 22 @ 17:07

November 2022 marks the point of migration for some of the top global payment infrastructures to ISO 20022, an international standard for exchanging electronic messages between financial institutions, covering cards,... read more

Will the growth of embedded finance finally deliver true financial inclusion for SMEs?

15 Jun 22 @ 09:00

The financial space has a long history of exclusionism for small business owners. Slow processes, backwards-looking risk models and finance providers that don’t seem to truly understand the needs of... read more

From chatbot to conversational AI: why customer service needs to change

13 Jun 22 @ 17:21

A wide range of factors have combined to heighten competition in retail banking in recent years, most linked to the digital revolution. To start with, traditional “high street” banks are... read more

Flexible white-label card issuing solution with Wallester

13 Jun 22 @ 13:05

Despite more than a decade of non-stop innovation in online and digital payments, the majority of businesses are happy to settle for a “vanilla” off-the-shelf card program that doesn’t fit... read more

US Fed inflation fears spark bitcoin and crypto price crash

13 Jun 22 @ 10:32

The latest bitcoin and crypto sell-off was sparked by fears the Federal Reserve could put its “foot on the gas” in its fight to drive down inflation after the latest... read more

P27 nears live testing with banks integrated into Swish

10 Jun 22 @ 12:44

After nearly two years of painstaking implementation, P27 will soon be ready to transition from working with prospective participants to actual customers. Instant payments are at the top of P27’s... read more

Apple Pay Later product to use $73 billion cash reserves to fund loans

10 Jun 22 @ 10:46

I told you so! During Money 2020 I was asked many times about Apple Pay Later and how they would fund the loans. My response? “why would you use Goldman... read more

High Demand Fintech Skills for 2022

10 Jun 22 @ 09:45

Last year was a bumper year for investment in the UK Fintech sector: 603 deals were completed in 2021, compared to 470 in 2020 – representing a 28% increase. Additionally,... read more

M2020 Live: Embedded payments remain a mystery to consumers

08 Jun 22 @ 19:23

Embedded payments is one of the hottest trends in FinTech, but despite the buzz about this transaction revolution across the industry, 49% of consumers have never heard of the term... read more

Open Banking is a massive opportunity for marketplaces

08 Jun 22 @ 18:58

Online marketplaces may be the greatest business success story of the last twenty years. Perhaps the most well known are Amazon – revenue $477 billion last year, up 14% –... read more

Modern payments use too much energy. Here’s how we can do better

08 Jun 22 @ 09:36

A new white paper from payments infrastructure specialists Tietoevry Banking argues this industry needs to improve its energy efficiency and reduce its environmental impact. In recent years, a number of industries... read more

M2020 Live: Banking Circle supports interoperability between national mobile payment systems

07 Jun 22 @ 19:21

The German-Austrian Bluecode and the Swiss TWINT are the first mobile payment systems to become interoperable with one another. Interoperability of the two systems is based on the specifications of... read more

M2020 Live: Open Banking payments will become most popular payment method

07 Jun 22 @ 15:54

Nuapay has released new data revealing that 1 in 4 (25%) merchants predict Open Banking payments will become the most popular payment method amongst customers in the next 5 years.... read more

M2020 Live: ACI Worldwide launches Smart Engage

07 Jun 22 @ 15:34

ACI Worldwide has launched ACI Smart Engage, a mobile engagement platform that enables merchants worldwide to serve up their inventory of goods and services directly to consumers’ smartphones using location,... read more

Trending

Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more