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Paying interest on stablecoins: Banking Vs Crypto

09 Oct 25 @ 12:14

A simmering policy debate in Washington over whether stablecoin issuers should be allowed to pay interest has burst into the open. Coinbase and the Blockchain Association have launched a campaign... read more

Banks must tread carefully charging for Open Banking access

07 Oct 25 @ 16:45

The long-running debate over “who should pay” for Open Banking has re-emerged, reignited by a series of developments in the US that could reshape the economics of data access. JPMorgan... read more

OpenAI’s acquisition of Roi hints at move toward PFA

07 Oct 25 @ 15:59

OpenAI has made another strategic move that signals a widening of its ambitions far beyond conversational AI. The company has acquired Roi, a personal investing app that combines portfolio management... read more

Worldpay expands into Embedded Finance with new platforms

07 Oct 25 @ 15:31

Worldpay has unveiled its Embedded Finance Engine, a suite of lending, banking and commercial card issuing products designed for software platforms seeking to expand their financial services offering without the... read more

ChatGPT turns Shopper and Seller launching agentic commerce

06 Oct 25 @ 16:44

OpenAI has taken another decisive step toward “agentic commerce” — the emerging era where artificial intelligence acts not only as an assistant, but as a buyer on behalf of consumers.... read more

Stablecoins: Cross-border payments may never be the same

06 Oct 25 @ 16:12

Stablecoins, once synonymous with crypto speculation and opaque reserves, are fast becoming the backbone of a new era in institutional cross-border settlement. What began as a niche experiment in digital... read more

UK retail faces a new fraud frontier in 2025

06 Oct 25 @ 15:49

The British e-commerce sector enters 2025 on uncertain footing. Despite steady growth and signs of consumer resilience, retailers now face a sophisticated new wave of fraud — one that extends... read more

Embedded Finance becomes make-or-break for SMB software providers

03 Oct 25 @ 13:46

Small and medium-sized businesses (SMBs) are rewriting the rules of software adoption. Once content to rely on management tools for accounting, payroll and inventory control, many now see financial capabilities... read more

Ransomware surge in 2025: Payments firms cannot afford complacency

03 Oct 25 @ 09:11

Ransomware is staging a comeback. After several years of decline, attacks surged again in 2025, affecting nearly a quarter of businesses worldwide, according to new research from cybersecurity provider Hornetsecurity.... read more

Instant Payments adoption gains momentum in the United States

03 Oct 25 @ 08:58

The U.S. Faster Payments Council (FPC) has released its 2025 US Instant Payments Adoption Quantitative Study, providing one of the clearest signals yet that real-time payments are moving from promise... read more

ECB advances digital euro with offline capability and fraud prevention

02 Oct 25 @ 17:20

The European Central Bank (ECB) has taken two important steps towards launching a digital euro, announcing framework agreements that cover both offline functionality and fraud prevention. The decisions highlight the... read more

How Wallester Business helps SMEs take control of corporate spend

02 Oct 25 @ 09:42

Alarmingly, about 40% of merchants say they plan to switch from banks to fintech solutions within the next 12 months, that’s the warning from Capgemini’s World Payments Report, published at... read more

New regulatory regime: Bank of England softens on stablecoins

02 Oct 25 @ 09:04

Well lets break out the Champagne! After years of dithering, The Bank of England is preparing to unveil a new regulatory framework for stablecoins, with governor Andrew Bailey signalling a... read more

Agentic commerce moves closer to reality with PayOS and Mastercard

01 Oct 25 @ 12:29

Agentic commerce — where autonomous AI agents transact on behalf of individuals and businesses — has taken a decisive step forward. PayOS, a payments and value-added services platform, announced it... read more

UK payments in transition: Debit cards, digital wallets and cash

01 Oct 25 @ 11:07

The UK payments landscape is undergoing one of the most profound shifts in its history. Figures from UK Payment Markets 2025 show that nearly 49 billion transactions were made in... read more

Credit cards cement their dominance in Canadian payments market

01 Oct 25 @ 09:26

Credit cards are tightening their grip on Canada’s consumer payments market, with their share of personal expenditure set to climb sharply over the next five years. According to The Canadian... read more

Visa bets on stablecoins and AI to modernise global payments

30 Sep 25 @ 15:18

According to two separate announcements at Sibos, Visa is making a decisive push into two of the fastest-moving frontiers of financial technology — stablecoins and artificial intelligence — as it... read more

Payments industry faces urgent call to address quantum threats

30 Sep 25 @ 12:57

The payments industry is being urged to act decisively on the looming risks posed by quantum computing, following the release of a landmark report from the Emerging Payments Association Asia... read more

Trending

Why tokenised deposits are stealing stablecoins buzz

12 Jan 26 @ 22:32

The centre of gravity in on-chain money is shifting, after two years in which stablecoins dominated discussion, volumes and investor attention. [caption id... more

Copilot Checkout signals Microsoft’s push into agentic commerce

12 Jan 26 @ 17:59

Microsoft has taken a decisive step towards embedding agentic commerce directly into generative AI, partnering with PayPal, Stripe and Shopify to launch Copilot... more

Trump proposes credit card rate cap

12 Jan 26 @ 22:01

President Donald Trump’s renewed push to impose a one-year cap of 10 per cent on US credit card interest rates has jolted financial markets and reopened a lon... more