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Coinbase has joined forces with Tink, the Open Banking platform owned by Visa, to launch Pay by Bank crypto payments in Germany.
This marks another step toward frictionless, account-to-account transfers within Europe’s growing digital asset economy.
Crypto Purchases Through Open Banking
Pay by Bank crypto payments to Germany
The new integration allows Coinbase users in Germany to buy and sell cryptocurrency directly from their bank accounts using Pay by Bank, an Open Banking-powered payment method that enables instant, secure transfers without the need for manual data entry or card details.
Through Tink’s APIs, Coinbase customers can now top up their crypto wallets in just a few taps, significantly reducing the time and friction associated with traditional payment methods.
The system leverages bank-level authentication for added security and provides a real-time connection between customer accounts and the Coinbase platform.
Thomas Gmelch, Head of Commercial, Central Europe at Tink, said the partnership “adds a new layer of convenience for Coinbase users in Germany, giving them more choice in how they manage crypto purchases.”
He added that offering Pay by Bank “makes it possible to check out quickly and securely on mobile devices, directly from a bank account.”
Advancing Crypto Accessibility in Europe’s Largest Economy
The collaboration is part of Coinbase’s broader strategy to simplify access to the cryptoeconomy across Europe.
Denny Morawiak, Managing Director of Coinbase Germany, said the move reflects the company’s “commitment to being the most trusted and compliant crypto offering in the German market.”
For Tink, the partnership underscores the potential of Open Banking infrastructure to power next-generation payment experiences, from e-commerce to digital assets.
As European regulators and payment providers accelerate toward real-time, account-based payments, Pay by Bank could become a key enabler of crypto adoption in mainstream finance.
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