Regulation

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G20 should create central bank led blockchain consortium

21 Mar 17 @ 12:48

Centre for International Governance Innovation (CIGI) has urged G20 members to take control of blockchain technology by building an international, regulatory framework. Blockchain is key for an inclusive, transparent and... read more

Infograph: PSD2 explained – why was the Payment Services Directive created

17 Mar 17 @ 12:26

In less than a year the revised Payment Services Directive (PSD2) will be implemented in European Union (EU) Member States. The Second Payment Services Directive (PSD2) is a fundamental piece of... read more

UK regulator forces Diebold Nixdorf to sell UK business to complete Wincor merger

17 Mar 17 @ 09:50

UK Competition and Market Authority (CMA) has ruled that the Diebold Nixdorf merger needs a ‘structural remedy’. In order to force the acquisition through, Diebold Nixdorf has agreed to sell its legacy business... read more

How can API standardisation be achieved in the context of PSD2?

15 Mar 17 @ 11:05

In less than a year the revised Payment Services Directive (PSD2) will be implemented in European Union (EU) Member States, and the acronym ‘API’ is on the minds of Payment... read more

Regulators enforce new rules – bank executives to vouch for cyber attack defences

27 Feb 17 @ 13:53

Tough rules laid down by New York’s state regulator will see senior executives at some of the world’s biggest banks and insurers vouch for their companies’ resilience to cyber attacks.... read more

SEPA: Is the ECB stifling competition with its latest move?

23 Feb 17 @ 10:01

Ten years ago the European Commission (EC) and the European Central Bank (ECB) announced a common vision for the Single Euro Payments Area (SEPA), which they described as an “integrated... read more

European regulator continues planned authentication shake-up

10 Feb 17 @ 11:24

Following the European Banking Authority’s consultation paper on strong customer authentication, the future for operators in Europe looks uncertain. Since the introduction of 3-D Secure for card-based e-commerce payments in... read more

Interchange Fee caps shaking up the market for acquirers

06 Feb 17 @ 10:41

The merchant acquiring market in Europe is operating on solid grounds of continuous transaction growth, however the cost pressures in the industry increases are very high primarily due to new... read more

Meet us at Merchant Payments Ecosystem – MPE Berlin

31 Jan 17 @ 13:19

In a couple of weeks, Payments Cards & Mobile will be heading out to Berlin to take part in the Merchant Payments Ecosystem conference, otherwise known as MPE. If you would... read more

Payment Card Statistics for Europe and Eurasia – Yearbooks 2016-17

19 Jan 17 @ 10:53

PCM would like to announce the publication of the updated Payment Card Statistical Yearbooks 2016-17 (Statistics for Europe and Eurasia) – and its corresponding website paymentyearbooks.com. In this business, we know you need to... read more

US government loses legal challenge to overturn AmEx antitrust case

09 Jan 17 @ 12:58

A federal appeals court has rejected the US government’s AmEx antitrust case request that it reconsider its decision allowing American Express to stop merchants from encouraging customers to use rival cards... read more

2017 the year of creative cyber criminality – ten cyber security trends

09 Jan 17 @ 12:45

Privacy and cyber security will dominate the corporate agenda next year. The European Union General Data Protection Regulation (GDPR) is less than 18 months away – and privacy has suddenly made... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more