Regulation

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Feature: Is it all change for interchange?

22 Jan 19 @ 11:00

In recent years, interchange rates have come under increasing pressure from a variety of judicial reviews by the US Federal Reserve, the European Union and individual countries such as Canada,... read more

GDPR gets real: Eight strategic complaints filed on “Right to Access”

21 Jan 19 @ 17:05

noyb (a European non-profit organisation for privacy enforcement) has put the GDPR law and eight online streaming services from eight countries to the test – but no service fully complied. In... read more

Visa and Mastercard left out in cold as Chinese Central Bank refuses to process application

14 Jan 19 @ 09:36

After a decade of lobbying to gain local access to the $124 trillion Chinese payments market, Visa and Mastercard have been snubbed by China’s central bank which has refused to... read more

European Banking Authority report stresses regulation for crypto-assets

10 Jan 19 @ 18:51

The European Banking Authority (EBA) has published the results of its assessment of the applicability and suitability of EU law to crypto-assets. Typically, crypto-asset activities do not constitute regulated services... read more

Proceeding with caution – a survey on central bank digital currency

09 Jan 19 @ 10:02

A survey of central banks shows that a majority are collaboratively looking at the implications of a central bank digital currency (CBDC). Although many have reached the stage of considering... read more

Google granted e-money licence for EU

07 Jan 19 @ 16:59

Google has announced that it has been granted an e-money licence and authorised as a payment institution in the Republic of Ireland, paving the way for it to begin providing new... read more

PayPal and iZettle takeover referred for deeper probe by competition watchdog

10 Dec 18 @ 10:55

The UK’s antitrust watchdog has referred PayPal’s takeover of Swedish startup iZettle for an in-depth probe over fears it will force up prices for customers and lead to a worse... read more

The FinTech Disruptors Report 2019 – Removing Roadblocks

07 Dec 18 @ 11:57

A decade after the Great Recession a lot has changed in financial services. But much has also stayed the same. Not including regulator-enforced bank rescues, league tables of the largest... read more

European Commission close in on interchange fees deal with card networks

04 Dec 18 @ 16:46

Visa and Mastercard have offered to cut merchant interchange fees for non-EU credit and debit cards by at least 40% to end an EU antitrust investigation, part of a decades-long... read more

Payments Predictions: 18 for 2019

04 Dec 18 @ 01:01

Is it too early to be closing off 2018? Possibly or even proabably – but I know you all love a list of payment predictions – so here is the... read more

Major banks join EU blockchain initiative – International Association for Trusted Blockchain Applications

27 Nov 18 @ 15:54

Two major banking groups have joined the EU International Association for Trusted Blockchain Applications (IATBA) a forum set up with the aim of gaining support for the European Union’s blockchain strategy. Representatives of BBVA and Banco... read more

PCM Research – The Regulator of the future

22 Nov 18 @ 15:14

Regulators are increasingly using technology to improve regulatory oversight and modernise regulation. They are also using their influence to collaborate, convene and commission, so what is on the horizon for... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more