Regulation

25 May 22 @ 10:22

As blockchain-enabled systems and crypto (mainly) flourish, pundits claim there’s a non-bank future before us with lower fees, faster transactions and instant exchanges of value from person to person. Payments... read more

24 May 22 @ 13:47

In April Payments Cards & Mobile published excerpts of a speech by Fabio Panetta where the Member of the Executive Board of the ECB, started his speech “…Greed and lawlessness... read more

23 May 22 @ 16:34

The Bank Policy Institute has responded to a Federal Reserve discussion paper evaluating the costs and benefits of a central bank digital currency. The response supports the Fed’s position that... read more

20 May 22 @ 12:24

In July 2021, the CMA mandated the use of variable recurring payments (VRPs) as the mechanism for implementing sweeping under item A10 of the Roadmap (the July letter). In the... read more

19 May 22 @ 12:55

The cryptocurrency and assets market has grown significantly and is now worth £1.6 trillion globally. In the UK, over 2.3 million consumers now hold some form of cryptoasset. With such... read more

09 May 22 @ 12:52

Nine out of 10 central banks are exploring central bank digital currencies (CBDCs), and more than half are now developing them or running concrete experiments. In particular, work on retail... read more

04 May 22 @ 09:59

Cryptocurrency has been in the sights of the payments industry for more than a decade, but it still only just making its way into mainstream commerce. One reason is volatility... read more

03 May 22 @ 08:52

The European Commission has accused Apple of abusing its market position for contactless payments via its digital wallet app Apple Pay. The EU regulator charged Apple with breaking competition law... read more

29 Apr 22 @ 17:33

National governments and central banks that enable the move towards real-time payments unlock economic growth and accelerate financial inclusion for increasingly fast-paced and digital-led ‘gig economies’ according to the third... read more

27 Apr 22 @ 16:41

“170 years ago Americans pushed westward across the frontier to seek their fortune in the gold rush. Greed and lawlessness turned this promised land into the Wild West, where the... read more

25 Apr 22 @ 17:02

EU lawmakers have set out a major set of new legislations designed to heavily curb the powers of US Big Tech companies, forcing them to police content online more aggressively... read more

25 Apr 22 @ 13:08

It’s been a year since every merchant across France, Germany, Italy and Spain — the EEA’s largest digital commerce markets — started complying with PSD2, but has enforcement reduced fraud... read more