Regulation

20 Feb 26 @ 19:10

The UK’s payments watchdog has imposed a £3.78m penalty on Bank of Ireland UK after the lender failed to meet the regulatory deadline for implementing Confirmation of Payee (CoP), a... read more

28 Jan 26 @ 22:23

Europe’s strategic autonomy debate has expanded far beyond defence and energy. As policymakers increasingly recognise, control over everyday payment systems has become a matter of economic sovereignty. As MEP Aurore... read more

20 Jan 26 @ 17:57

For much of blockchain’s commercial history, regulation hovered in the background as an unresolved constraint. Financial institutions ran proofs of concept, explored distributed ledgers and monitored policy debates, but few... read more

16 Jan 26 @ 13:20

Ripple has taken a significant step in its European expansion after securing both an Electronic Money Institution (EMI) licence and cryptoasset registration from the UK’s Financial Conduct Authority. The approvals... read more

12 Jan 26 @ 22:01

President Donald Trump’s renewed push to impose a one-year cap of 10 per cent on US credit card interest rates has jolted financial markets and reopened a long-running debate about... read more

16 Dec 25 @ 16:47

A quiet but consequential shift is under way in US financial regulation. Five prominent digital asset firms — Circle, Ripple, Fidelity Digital Assets, BitGo and Paxos — have secured conditional... read more

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

01 Dec 25 @ 15:24

EU policymakers have struck a provisional agreement to overhaul the bloc’s payment services rulebook, marking one of the most significant regulatory updates since PSD2 came into force nearly a decade... read more

19 Nov 25 @ 18:04

The payments industry is entering one of the most consequential periods of change in its modern history – and a lot rests on the rails it runs on. Consumer habits,... read more

18 Nov 25 @ 16:16

A fresh settlement between Visa, Mastercard and US merchants promises to trim interchange fees—yet the concessions may do little to shift the balance of power in America’s card-payments ecosystem. After... read more

31 Oct 25 @ 12:00

The US District Court for the Eastern District of Kentucky has issued an injunction halting enforcement of the Consumer Financial Protection Bureau’s (CFPB) Open Banking rule. This leaves banks, credit... read more

14 Oct 25 @ 15:20

Revolut’s long-awaited full UK banking licence has hit another roadblock, as the Bank of England’s Prudential Regulation Authority (PRA) continues to raise concerns about whether the fintech giant’s risk management... read more