Open Banking

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The Open Banking API’s are coming – Report from Sibos

16 Mar 18 @ 16:26

There can be little doubt after this year’s Sibos that digital disruption drives new ecosystems, marketplaces and businesses; thus, changing the game for how banks connect to their clients and... read more

Talking payments at Mobile World Congress 2018

12 Mar 18 @ 14:40

In our increasingly connected world, Mobile World Congress has become more than the venue for the latest smartphone launches. The conversations and demonstrations in Barcelona now have a profound impact... read more

From bookstore to Bank – is it Amazon almighty?

08 Mar 18 @ 17:22

For many years Jeff Bezos’ online shop has had almost every conceivable item in its range.  Now apparently, Amazon wants to expand and offer some kind of current account to... read more

BIAN issue new API guidelines to support global Open Banking

28 Feb 18 @ 11:59

The Banking Industry Architecture Network (BIAN), an independent, not-for-profit association, has published an updated version of its standardised global IT architecture model for Open Banking. Titled, Service Landscape 6.0 (SL6.0),... read more

World FinTech Report highlights symbiotic collaboration as key to future financial services

27 Feb 18 @ 10:50

The rise of FinTechs[1] continues to revitalise the financial services customer journey; however, many startups have realised they will struggle to succeed alone. With complementary strengths, FinTechs are increasingly looking... read more

Open Banking can contribute £1bn to UK economy

26 Feb 18 @ 12:43

Implementing Open Banking reforms, which came into force in the UK last month could contribute more than £1bn annually to the UK economy, CEBR research has claimed. Under Open Banking customers... read more

Berlin Group publishes Version 1.0 of the NextGenPSD2 Framework

15 Feb 18 @ 12:58

The Berlin Group has published Version 1.0 of the NextGenPSD2 Access to Accounts (XS2A) Framework that enables Third Party Providers (TPPs) to access bank accounts under the revised Payment Services... read more

MNO Giffgaff uses Open Banking to launch mobile banking app

08 Feb 18 @ 18:13

Telefonica’s millennial focused MNO Giffgaff, is set to launch its own personal finance banking app based on newly implemented Open Banking regulations. Utilising the latest Open Banking regulations, the Giffgaff... read more

An interview with Worldline CEO Gilles Grapinet: PSD2 – a goldmine of opportunities

25 Jan 18 @ 11:37

On January 13 the Revised Payment Services Directive, PSD2, came into force across the EU. Worldline’s CEO Gilles Grapinet speaks in a new interview about the huge opportunities for banks,... read more

Future of European Fintech Alliance statement on the final Regulatory Technical Standards (RTS) on strong customer authentication

12 Jan 18 @ 11:49

The Future of European Fintech Alliance, consisting of 72 European FinTechs, challenger banks and FinTech associations, has taken note of the final Regulatory Technical Standards (RTS) on strong customer authentication... read more

MiFID II: the new financial regulatory system

04 Jan 18 @ 16:41

London and the EU are bracing themselves for MiFID II, the new dawning of one of the biggest regulatory shake-ups of since the 1980s ‘Big Bang’ as a new framework... read more

Open Banking presents challenges for banks and FinTechs

03 Jan 18 @ 16:37

The adoption of the revised payment services directive (PSD2) in Europe is changing the relationship between banks and FinTechs, specifically around open access to customer account data and the payments... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more