Open Banking

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How to improve user onboarding in the era of digital finance

28 Nov 22 @ 17:05

A new white paper from leading Open Banking platform Plaid explains why user onboarding needs to improve dramatically if digital finance is to reach its full potential. The paper also... read more

Nearly half of the finance industry have adopted Open Banking

18 Nov 22 @ 12:57

Nearly half (43%) of all large financial institutions have already adopted Open Banking according to a new report from API-driven identity management company Curity. The Facilitating the Future of Open... read more

As FinTechs go for product-led growth, quality matters most

15 Nov 22 @ 15:20

Today’s neobanks and FinTechs want to expand the range of services they offer customers. Adrian Marinica, Technical Manager at Maxcode explains why quality – from product design and development through... read more

J.P. Morgan launch Open Banking play with “Pay-by-Bank” in US

14 Nov 22 @ 09:23

Consumers are looking for greater choices like mobile payments, crypto wallets, and person-to-person payment apps, which are taking their place alongside staple payment methods like cards and bank-to-bank ACH payments.   The latest... read more

Open Banking APIs offer £1 billion monetisation potential for banks

11 Nov 22 @ 13:42

Considerable opportunities exist for banks to monetise their Open Banking APIs for both internal and external-facing use cases, according to a report released by Mobey Forum’s Open Banking Expert Group.... read more

Report: Millennials lead Gen Z for FinTech adoption

04 Nov 22 @ 11:30

A new study from FIS finds Millennials in the US are more open to adopting new and digitally-oriented financial experiences, including those enabled through embedded finance experiences than other generational... read more

When developing digital products and services, quality is king

02 Nov 22 @ 18:14

Faced with intense competition and a need to grow market share and raise margins, FinTechs and neobanks are looking to launch new products and services. As Adrian Marinică, Technical Manager... read more

Three-quarters of European banks to outsource payments infrastructure

01 Nov 22 @ 15:00

A new study from leading banking and payments infrastructure specialists Tietoevry Banking reveals that almost three-quarters (73.2%) of European banks intend to outsource parts of their payments infrastructure over the... read more

Banks challenged to accelerate personalisation and security in the hyper-connected era

24 Oct 22 @ 21:56

A new report claims that, as in 2021, banks are facing increasing change and consolidating their digital transformation in a pressurised macroeconomic environment. In 2022, however, the study highlights the... read more

NatWest moves into BaaS market with Vodeno deal

21 Oct 22 @ 09:49

NatWest Group has entered into a strategic partnership with the Vodeno Group  which will see the creation of a Banking-as-a-Service (BaaS) business in the UK. This strategic partnership will enable... read more

Consumers embrace FinTech to tighten grip on finances as cost of living rises

18 Oct 22 @ 10:05

Plaid has published its third annual report entitled The Fintech Effect, revealing that 84% of UK consumers are using FinTech to manage their money in 2022, with broad adoption across demographic... read more

Has SCA made it too hard to pay by card?

17 Oct 22 @ 16:04

As implementation of the EU’s Strong Customer Authentication (SCA) moves from a “soft” to “hard” state – that is, with liability transferring to those merchants that don’t employ SCA –... read more

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Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more