Issuing & Acquiring

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Europe’s EPI: EPIc fail in the making?

14 Feb 23 @ 18:56

The European Payments Initiative (EPI), launched to some fanfare in 2020, was supposed to offer a payments solution “catering and corresponding to European needs.” But as the EPI’s scope changes... read more

Q&A: 2023 in payments – digital wallets, SoftPOS and CBDCs

14 Feb 23 @ 17:09

The last year saw substantial change for consumer payments. BNPL (Buy Now, Pay Later), mobile payments and SoftPOS entered the mainstream, while CBDCs took another major step forward. But what’s... read more

Digital pound strengthens privacy case for Bitcoin and crypto

08 Feb 23 @ 12:34

The UK’s plans for a digital pound to be launched later this decade underscore that digital currencies are the future of finance and strengthen the case for cryptocurrencies such as... read more

SPACE study: How do Europeans pay and want to pay?

07 Feb 23 @ 18:08

Digitalisation has changed, and will continue to change, the way people make payments. Today’s payment options are in some ways unrecognisable from what was available a decade ago. Using a... read more

Digital pound and Digital euro announce accelerated CBDC launch projections

07 Feb 23 @ 15:00

The UK’s Treasury and the Bank of England have announced a new, bullish timeframe for the build and launch of a digital pound CBDC. The UK Treasury and Bank of... read more

Four steps to delivering complex digital transformation projects in fast-changing environments

07 Feb 23 @ 14:37

The rate of change in the business world is increasing exponentially. Disruptive companies are upending whole industries by introducing new technologies and business models quickly copied and adopted by their... read more

Feature: The European payments landscape for 2023

06 Feb 23 @ 18:24

Payments Cards & Mobile’s exclusive annual review of European payments data from 33 European countries confirms the growth of online payments versus in-person, as well as the dominance of debit... read more

Why virtual cards are right for digitally-native consumers

01 Feb 23 @ 10:54

In an earlier blog, we explained how the shift to online shopping plus concerns about the environment are driving consumers away from using plastic and towards virtual cards. Virtual cards... read more

Interview: The transformation of the UK payments landscape

31 Jan 23 @ 13:11

Jana Mackintosh is Managing Director for Payments and Innovation at UK Finance. She is experienced in competition and regulatory policy, having worked across a number of public and private sector... read more

Worldline signs a multi-year deal with ING

30 Jan 23 @ 10:42

Worldline has announced the extension of a partnership with ING Bank N.V. Worldline will handle debit and credit card issuing and processing for ING across multiple countries, based on the... read more

An update on Apple Pay antitrust lawsuits

27 Jan 23 @ 11:22

Back in July last year, Apple was sued in a proposed class action by payment card issuers accusing Apple Pay of abusing its market power in mobile devices to thwart... read more

Russia and Iran consider stablecoin for cross-border trade settlement

26 Jan 23 @ 14:00

Local Russian news outlets are reporting that Russia and Iran are considering a stablecoin collaboration to skirt financial and economic restrictions imposed by the US, EU, UK and other countries,... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more