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21 Feb 23 @ 18:25
For much of the past few years, if there was a focus on a Web 3.0 technology, it was probably blockchain, with cryptocurrency investments booming and technologies like NFTs promising... read more
20 Feb 23 @ 13:49
The Bank of Japan (BOJ) has announced that it will begin a pilot for its digital yen with commercial financial institutions commencing in April, the trials are expected to last... read more
20 Feb 23 @ 13:33
Tesco, the UK’s current biggest retailer, is rumoured to be planning a review into its presence in the UK banking sector in a move that could lead to a sale of... read more
17 Feb 23 @ 18:15
The EU’s second payment services directive (PSD2) included revolutionary concepts – but also accusations of adding friction for consumers. With the European Commission having closed its public consultation on PSD3,... read more
16 Feb 23 @ 16:18
A new study has found the number of virtual card transactions, randomly generated card numbers linked to a payment account, will exceed 121 billion globally by 2027; increasing from 28... read more
15 Feb 23 @ 17:54
In the last six months we have seen some of the biggest names in payments, especially in the last few weeks announce, “strategic reviews of their businesses”. It seems to... read more
15 Feb 23 @ 17:01
BNPL has, to date, managed to escape regulations aimed at other interest-bearing loans. In the UK, where the BNPL market was worth £5.7 billion in 2021, as with regulators in... read more
14 Feb 23 @ 18:56
The European Payments Initiative (EPI), launched to some fanfare in 2020, was supposed to offer a payments solution “catering and corresponding to European needs.” But as the EPI’s scope changes... read more
14 Feb 23 @ 17:09
The last year saw substantial change for consumer payments. BNPL (Buy Now, Pay Later), mobile payments and SoftPOS entered the mainstream, while CBDCs took another major step forward. But what’s... read more
08 Feb 23 @ 12:34
The UK’s plans for a digital pound to be launched later this decade underscore that digital currencies are the future of finance and strengthen the case for cryptocurrencies such as... read more
07 Feb 23 @ 18:08
Digitalisation has changed, and will continue to change, the way people make payments. Today’s payment options are in some ways unrecognisable from what was available a decade ago. Using a... read more
07 Feb 23 @ 15:00
The UK’s Treasury and the Bank of England have announced a new, bullish timeframe for the build and launch of a digital pound CBDC. The UK Treasury and Bank of... read more
09 Mar 26 @ 14:45
SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more
12 Mar 26 @ 18:21
For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more
17 Mar 26 @ 15:03
Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more