Issuing & Acquiring

Showing Latest Issuing & Acquiring

Banks beginning to engage with the Metaverse

21 Feb 23 @ 18:25

For much of the past few years, if there was a focus on a Web 3.0 technology, it was probably blockchain, with cryptocurrency investments booming and technologies like NFTs promising... read more

Bank of Japan starts digital yen pilot

20 Feb 23 @ 13:49

The Bank of Japan (BOJ) has announced that it will begin a pilot for its digital yen with commercial financial institutions commencing in April, the trials are expected to last... read more

Tesco explores sale of Tesco Bank assets

20 Feb 23 @ 13:33

Tesco, the UK’s current biggest retailer, is rumoured to be planning a review into its presence in the UK banking sector in a move that could lead to a sale of... read more

Feature: Easy as PSD 1… 2… 3…or is it?

17 Feb 23 @ 18:15

The EU’s second payment services directive (PSD2) included revolutionary concepts – but also accusations of adding friction for consumers. With the European Commission having closed its public consultation on PSD3,... read more

Virtual card transaction volumes to surpass 121 billion by 2027

16 Feb 23 @ 16:18

A new study has found the number of virtual card transactions, randomly generated card numbers linked to a payment account, will exceed 121 billion globally by 2027; increasing from 28... read more

Sales, demergers, spin offs…what’s behind the trend?

15 Feb 23 @ 17:54

In the last six months we have seen some of the biggest names in payments, especially in the last few weeks announce, “strategic reviews of their businesses”. It seems to... read more

BNPL regulation: Is consumer debt finally reaching breaking point?

15 Feb 23 @ 17:01

BNPL has, to date, managed to escape regulations aimed at other interest-bearing loans. In the UK, where the BNPL market was worth £5.7 billion in 2021, as with regulators in... read more

Europe’s EPI: EPIc fail in the making?

14 Feb 23 @ 18:56

The European Payments Initiative (EPI), launched to some fanfare in 2020, was supposed to offer a payments solution “catering and corresponding to European needs.” But as the EPI’s scope changes... read more

Q&A: 2023 in payments – digital wallets, SoftPOS and CBDCs

14 Feb 23 @ 17:09

The last year saw substantial change for consumer payments. BNPL (Buy Now, Pay Later), mobile payments and SoftPOS entered the mainstream, while CBDCs took another major step forward. But what’s... read more

Digital pound strengthens privacy case for Bitcoin and crypto

08 Feb 23 @ 12:34

The UK’s plans for a digital pound to be launched later this decade underscore that digital currencies are the future of finance and strengthen the case for cryptocurrencies such as... read more

SPACE study: How do Europeans pay and want to pay?

07 Feb 23 @ 18:08

Digitalisation has changed, and will continue to change, the way people make payments. Today’s payment options are in some ways unrecognisable from what was available a decade ago. Using a... read more

Digital pound and Digital euro announce accelerated CBDC launch projections

07 Feb 23 @ 15:00

The UK’s Treasury and the Bank of England have announced a new, bullish timeframe for the build and launch of a digital pound CBDC. The UK Treasury and Bank of... read more

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Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more