Interchange Fee

Showing Latest Interchange Fee

High court clears way for UK cap on cross-border interchange fees

15 Jan 26 @ 21:00

Revolut, Visa and Mastercard have failed in a High Court bid to block a proposed UK cap on cross-border card interchange fees. The decision hands a significant legal victory to... read more

Build or buy: Card transaction profitability analytics in FIs

24 Nov 25 @ 15:30

How much do I earn or lose as an acquirer from a specific merchant? How does the financial impact of launching a card product align with initial forecasts and expectations?... read more

Visa and Mastercard agree revised settlement on US interchange fees

10 Nov 25 @ 17:23

Visa and Mastercard have reached a revised settlement with US merchants that could reshape the long-running debate over interchange fees. The agreement follows nearly two decades of litigation and comes... read more

Visa faces fresh antitrust challenge over US debit interchange fees

21 Aug 25 @ 15:59

Visa is set to remain embroiled in years of interchange fees litigation after a US federal judge ruled that a 2019 multibillion-dollar settlement does not shield the payments giant from... read more

AI-led fee and interchange strategies could save PSPs millions

03 Jul 25 @ 14:23

A new white paper from global banking infrastructure innovators RS2 says that acquirers and PSPs could add value for their clients and save themselves – and their clients – millions.... read more

Landmark ruling finds Visa and Mastercard breach interchange fees law

01 Jul 25 @ 09:11

In a decisive legal blow to the global card giants, the UK’s Competition Appeal Tribunal (CAT) has ruled that Visa and Mastercard’s default multilateral interchange fees (MIFs) breach European competition... read more

Retail giants urge Brussels to curb Visa and Mastercard fees

15 May 25 @ 10:46

A coalition of Europe’s largest retailers is calling on the European Commission to clamp down on Visa and Mastercard over what they describe as opaque, inflation-exceeding fees that hinder competition... read more

Discover hit with $1.2 billion restitution order over interchange fees scandal

22 Apr 25 @ 11:36

Discover Bank has been ordered to return more than $1.2 billion to merchants after a regulatory investigation found that it had systematically misclassified millions of consumer credit cards as commercial... read more

PSR proposed remedies for card fees falls short say critics

03 Apr 25 @ 14:43

The UK’s Payment Systems Regulator (PSR) has published a long-anticipated consultation paper proposing a suite of remedies aimed at improving transparency and accountability in the card fees –  scheme and... read more

Interchange fees reform could risk worsening debanking

27 Mar 25 @ 13:47

The debate around “debanking” — the practice of financial institutions denying or withdrawing banking services from certain individuals — has surged to the forefront of policy discussions in the US,... read more

Revolut and Visa mount challenge against UK interchange fees cap

10 Mar 25 @ 12:07

Revolut and Visa have initiated judicial proceedings against the UK’s Payment Systems Regulator (PSR), asserting that the regulator has exceeded its statutory mandate with a proposed cap on interchange fees... read more

ECA concerns over price interventions in the card market

10 Jan 25 @ 14:02

The European Union (EU) has long championed digital payments as a safer, faster and more cost-effective alternative for consumers and businesses. While the value of retail digital payments in the... read more

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Stablecoin cards quietly cross a payments milestone

19 Jan 26 @ 17:51

Global stablecoin card payments have reached a notable inflection point. Monthly transaction volumes climbed to around $1.5 billion in August, up from roughly $... more

Revolut Pay positions itself for Agentic Commerce

19 Jan 26 @ 18:02

Revolut Pay is making an early and deliberate move into agentic commerce, becoming one of the first EU-based payment methods compatible with Google’s Agent Pa... more

Agentic commerce triggers new battle over checkout control

27 Jan 26 @ 17:55

The rapid advance of agentic commerce is forcing e-commerce platforms to confront an uncomfortable question: who controls the checkout when machines, not humans... more