Identity

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Digital identity: The next global currency?

11 Jun 25 @ 16:25

As technology reshapes the financial services landscape, digital identity is emerging as a foundational pillar — not just for security, but as a new form of currency. Far beyond passwords... read more

EU Digital Identity Wallet: Transformational leap for payments and banking

05 Jun 25 @ 11:39

Visa’s digital identity chief has described the forthcoming EU Digital Identity Wallet as a “gamechanger” for Europe’s payments and banking ecosystem, offering an unprecedented opportunity to simplify and secure cross-border... read more

Payments in 2025: Simpler, smarter, faster

02 Jun 25 @ 11:39

As the industry gears up for the biggest payments event in the European region, we reflect that the global payments ecosystem is undergoing a radical transformation in 2025, as both... read more

Europe’s digital identity wallet: Strategic crossroads for banks

08 May 25 @ 14:28

As Europe races toward the December 2026 deadline for the implementation of the European Digital Identity Wallet (EUDIW) under eIDAS2, banks across the continent are confronting a rare inflection point.... read more

Worldcoin rebrands as ‘World’ in shift to Digital ID and Payments

01 May 25 @ 10:21

World, the rebranded digital identity and cryptocurrency venture from OpenAI CEO Sam Altman, has officially launched in the US, bringing its biometric verification technology and digital token ecosystem to American... read more

Identity threat landscape: Passkeys to replace passwords by 2027

04 Apr 25 @ 11:48

A landmark shift in digital identity security is underway, with phishing-resistant passkeys set to surpass passwords and traditional multi-factor authentication (MFA) by 2027. That’s the key finding from HYPR’s newly... read more

Digital Identity and the interoperability challenge

24 Mar 25 @ 17:19

As governments and technology providers race to deliver secure, scalable digital identity solutions, the question of interoperability looms large. Last month’s mobile driver’s licence (mDL) interoperability test events in Utrecht,... read more

Crime-as-a-Service networks drive surge in ID verification attacks

07 Mar 25 @ 13:39

The accelerating convergence of advanced synthetic media tools, widespread crime-as-a-service (CaaS) platforms, and increasingly sophisticated fraud tactics has pushed ID verification systems to a breaking point. This stark reality forms... read more

Apple opens up NFC – You need a digital wallet strategy

28 Feb 25 @ 13:33

Last year, Apple announced that any third-party wallet can now build on Apple’s Near Field Communication (NFC) and Secure Element (SE) architecture. As my good friend and respected commentator Tom... read more

Digital ID 2025: Regulatory imperatives, technological advancements

26 Feb 25 @ 18:23

Digital ID verification has emerged as a cornerstone of modern cybersecurity, regulatory compliance and consumer protection. Amidst escalating concerns over fraud prevention, privacy and age verification, 2025 is positioned to... read more

Navigating security: Digital identity in financial services

17 Dec 24 @ 13:31

The rapid rise in data breaches and transactional fraud has underscored the urgent need for robust digital identity systems in financial services. With technological advancements, Open Banking frameworks and evolving... read more

EBA CLEARING launches SEPA-wide verification of payee solution

11 Dec 24 @ 11:03

EBA CLEARING has unveiled a SEPA-wide Verification of Payee (VOP) solution designed to help payment service providers (PSPs) comply with the Instant Payments Regulation (IPR) and the European Payments Council’s... read more

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ETC Mining and the anatomy of a crypto scam

02 Mar 26 @ 11:25

Three months ago, I was approached by marketing representatives of ETC Mining, who paid $2,500 in Bitcoin for native advertising placement. On the surface, the ... more

Takeover talk swirls as PayPal’s valuation slumps

24 Feb 26 @ 12:45

After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more

Visa and Mastercard accelerate agentic payments through bank pilots

18 Feb 26 @ 13:35

The race to define the next phase of digital commerce via agentic payments has moved decisively into the banking mainstream. [caption id="attachment_57882"... more

Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more