BNPL

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European Banks can benefit by adding BNPL to enhance customer experience and boost profitability

28 Feb 22 @ 11:46

Recent years have seen stratospheric growth in BNPL around the world and across Europe, with Grandview Research predicting the global market will reach €17.9 billion by 2028, representing year-on year... read more

80% of US consumers now use digital payments

28 Feb 22 @ 10:51

More than 80% of Americans used some form of digital payments in 2021, continuing a long-standing trend. The findings of McKinsey’s 2021 Digital Payments Consumer Survey – an ongoing research... read more

Klarna posts another round of mega losses

28 Feb 22 @ 10:00

Klarna has announced that its H2 2021 net loss widened as it continues to launch new products and services like its physical card, expand into new markets and make acquisitions.... read more

Digital & Card Payment Yearbooks: Cards – past their peak?

04 Feb 22 @ 16:12

The 2021-2022 Digital and Card Payment Yearbooks from Payments Cards & Mobile suggest payment card use may be starting to decline, to be replaced by digital wallets, direct-to-account payments and... read more

74% of consumer payments to be handled by non-traditional financial service providers

31 Jan 22 @ 10:16

According to a new study, 74% of consumer payments will be handled by non-traditional financial service institutions (FSIs) by 2030. This figure is an increase from 60% in 2020, putting... read more

Klarna to launch BNPL credit card for physical POS purchases

26 Jan 22 @ 10:36

Just weeks after Buy Now Pay Later (BNPL) firm Klarna looked to shift criticism onto credit card providers as Government prepares to clampdown on BNPL, the outspoken CEO has announced... read more

Annual Future of Fraud Forecast predicts five key threats

24 Jan 22 @ 12:13

Experian has released its annual Future of Fraud Forecast, which reveals five fraud threats for the new year. With consumers continuing to take a digital-first approach to everything from shopping,... read more

BNPL keeps growing – The sector badly needs regulation

20 Jan 22 @ 18:04

Here at Payments Cards & Mobile, it can be hard to keep track of all the good news stories flying around about the “Buy Now, Pay Later” (BNPL) segment. Record... read more

E-commerce payment transactions to exceed $7.5 trillion globally

20 Jan 22 @ 17:36

A new study has found that the value of global e-commerce payment transactions will exceed $7.5 trillion by 2026, from $4.9 trillion in 2021. This growth rate of 55% over... read more

The trend to embedded finance: Taking control of the customer

19 Jan 22 @ 11:04

Businesses around the world are increasingly looking to embed financial services into their customer proposition. This trend to embedded finance allows companies to take control of the end-to-end customer journey... read more

The evolution of the European payments market: From cash to digital

05 Jan 22 @ 17:07

A new study by Payments Europe shows the extent to which new trends have emerged post-pandemic regarding the payment’s behaviour of consumers and merchants in Europe. According to the report,... read more

The regulatory year in review – and what’s next in 2022…

16 Dec 21 @ 15:43

As payments go digital and new methods such as Account to Account (A2A), crypto and Buy Now Pay Later (BNPL) rocket in popularity, regulators are struggling to keep up with... read more

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Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more

Legacy infrastructure leaves Banks unprepared for real-time

06 Jul 26 @ 20:34

European banks risk falling behind in the race towards real-time payments and faster securities settlement unless they accelerate investment in automation and m... more

Visa expands AI and Cybersecurity strategy in Europe

07 Jul 26 @ 19:13

Visa has unveiled a new cybersecurity platform designed to help financial institutions identify threats before they develop into fraud, while simultaneously rev... more