BNPL

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M2020 Live: Embedded payments remain a mystery to consumers

08 Jun 22 @ 19:23

Embedded payments is one of the hottest trends in FinTech, but despite the buzz about this transaction revolution across the industry, 49% of consumers have never heard of the term... read more

M2020 Live: Apple launch Apple Pay Later BNPL product

07 Jun 22 @ 15:21

Apple has launched a BNPL product, announcing the move as part of a range of product updates at its annual developer conference. With Apple Pay Later, iPhone and Mac users... read more

Open Banking will enable faster, fairer credit checking for BNPL

06 Jun 22 @ 09:15

Buy Now, Pay Later (BNPL) has been a payments phenomenon in recent years – however, regulators are now looking at more stringent legislation to protect consumers. While the success of... read more

Open Banking is forging a new era in European payments

24 May 22 @ 08:54

A new white paper from leading digital finance company Plaid says the advent of Open Banking will herald a revolution in payments. The paper explains the implications of this new era... read more

Open Banking powers up BNPL for banks and merchants

23 May 22 @ 09:33

A new white paper from European digital payments leader Worldline argues that financial institutions and merchants should take advantage of Open Banking’s power to unlock and grow Buy Now Pay... read more

BNPL fraud – Tackling the challenges of fraud and scams

16 May 22 @ 17:59

Buy Now, Pay Later (BNPL) financing has become hugely popular over the last few years. However, as the industry grows and providers expand their offerings, BNPL fraud is likely to... read more

BNPL: The market, the risks and the road ahead

11 May 22 @ 17:23

In part due to the COVID-19 pandemic, a number of alternative payment methods have been on the rise in recent years – see Payments Cards & Mobile’s Why are “Alt... read more

Merchants see substantial losses from unoptimised payments strategies

10 May 22 @ 17:20

A survey of Senior Payments Professionals has found that merchants across a range of industries are seeing substantial losses as a result of unoptimised payment strategies. In the Great Payments... read more

How banks can unlock new revenue and enhance customer loyalty with BNPL

06 Apr 22 @ 16:09

BNPL products are a payments phenomenon, with Grandview Research[1] valuing the global market at €3.6 billion in January 2021, rising to €17.9 billion by 2028 for year-on year growth of... read more

Is Apple preparing to launch its own payment processing unit?

31 Mar 22 @ 16:18

Oh boy! Apple has been reported to be developing its own payment processing technology and infrastructure such as lending risk assessment, fraud analysis, credit checks, and dispute handling. Part of... read more

79% denied a loan – outdated affordability criteria a key factor

31 Mar 22 @ 12:19

New data from a survey of European consumers on their attitudes and experiences of lending finds many consumers still feel frozen out of the lending bubble, held back by outdated... read more

Financial App usage explodes – Crypto and BNPL surge

18 Mar 22 @ 10:20

The 2021 State of Finance study from App Annie reveals just how fast the world of personal finance is going digital. Within this revolution, buy-now-pay-later and cryptocurrency services are growing... read more

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Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Starling Builds UK-Sovereign AI Model With Nvidia and Civo

15 Oct 26 @ 19:41

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more