BNPL

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Open Banking is forging a new era in European payments

24 May 22 @ 08:54

A new white paper from leading digital finance company Plaid says the advent of Open Banking will herald a revolution in payments. The paper explains the implications of this new era... read more

Open Banking powers up BNPL for banks and merchants

23 May 22 @ 09:33

A new white paper from European digital payments leader Worldline argues that financial institutions and merchants should take advantage of Open Banking’s power to unlock and grow Buy Now Pay... read more

BNPL fraud – Tackling the challenges of fraud and scams

16 May 22 @ 17:59

Buy Now, Pay Later (BNPL) financing has become hugely popular over the last few years. However, as the industry grows and providers expand their offerings, BNPL fraud is likely to... read more

BNPL: The market, the risks and the road ahead

11 May 22 @ 17:23

In part due to the COVID-19 pandemic, a number of alternative payment methods have been on the rise in recent years – see Payments Cards & Mobile’s Why are “Alt... read more

Merchants see substantial losses from unoptimised payments strategies

10 May 22 @ 17:20

A survey of Senior Payments Professionals has found that merchants across a range of industries are seeing substantial losses as a result of unoptimised payment strategies. In the Great Payments... read more

How banks can unlock new revenue and enhance customer loyalty with BNPL

06 Apr 22 @ 16:09

BNPL products are a payments phenomenon, with Grandview Research[1] valuing the global market at €3.6 billion in January 2021, rising to €17.9 billion by 2028 for year-on year growth of... read more

Is Apple preparing to launch its own payment processing unit?

31 Mar 22 @ 16:18

Oh boy! Apple has been reported to be developing its own payment processing technology and infrastructure such as lending risk assessment, fraud analysis, credit checks, and dispute handling. Part of... read more

79% denied a loan – outdated affordability criteria a key factor

31 Mar 22 @ 12:19

New data from a survey of European consumers on their attitudes and experiences of lending finds many consumers still feel frozen out of the lending bubble, held back by outdated... read more

Financial App usage explodes – Crypto and BNPL surge

18 Mar 22 @ 10:20

The 2021 State of Finance study from App Annie reveals just how fast the world of personal finance is going digital. Within this revolution, buy-now-pay-later and cryptocurrency services are growing... read more

European Banks can benefit by adding BNPL to enhance customer experience and boost profitability

28 Feb 22 @ 11:46

Recent years have seen stratospheric growth in BNPL around the world and across Europe, with Grandview Research predicting the global market will reach €17.9 billion by 2028, representing year-on year... read more

80% of US consumers now use digital payments

28 Feb 22 @ 10:51

More than 80% of Americans used some form of digital payments in 2021, continuing a long-standing trend. The findings of McKinsey’s 2021 Digital Payments Consumer Survey – an ongoing research... read more

Klarna posts another round of mega losses

28 Feb 22 @ 10:00

Klarna has announced that its H2 2021 net loss widened as it continues to launch new products and services like its physical card, expand into new markets and make acquisitions.... read more

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Takeover talk swirls as PayPal’s valuation slumps

24 Feb 26 @ 12:45

After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more

The evolution of POS: From terminals to touchpoints

04 Feb 26 @ 17:17

For decades, the POS terminal was a steadfast but unremarkable fixture of retail life — the small, grey box whose sole purpose was to approve or decline a car... more

Visa and Mastercard accelerate agentic payments through bank pilots

18 Feb 26 @ 13:35

The race to define the next phase of digital commerce via agentic payments has moved decisively into the banking mainstream. [caption id="attachment_57882"... more