BNPL

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Feature: Will regulation burst the BNPL bubble?

07 Sep 22 @ 16:59

As BNPL continues to soar and clamour to regulate grows, industry leaders are adopting a war mentality, criticising the credit card sector. HOWEVER, the right regulation is required to prevent... read more

UK BNPL market continues to grow as Banks join the party

05 Sep 22 @ 15:58

Despite warnings to the contrary and the growing economic storm, UK banks are still rushing into BNPL despite rising risks of default and increasing regulatory scrutiny. The move is seen... read more

Klarna losses QUADRUPLE in H1 – BNPL market in freefall

31 Aug 22 @ 12:02

If you are betting big on BNPL, please make sure you read this and try to understand that the winds of the economy are turning…losses at Klarna quadrupled in a... read more

The future of embedded finance – is it easy to deliver?

24 Aug 22 @ 16:37

Embedded finance sounds like a win-win for everyone. A consumer selects a product, clicks on the selection and – thanks to being pre-authorised – they’ve already paid. Likewise, a customer... read more

Three in five UK adults use embedded finance online

07 Jul 22 @ 17:57

Three in five (60%) UK adults have used embedded finance services as part of the checkout process when shopping online in the past 12 months, according to a new survey[1]... read more

Klarna valuation tanks as gloss goes off BNPL market

04 Jul 22 @ 11:02

I don’t want to be the guy who says “I told you so”, but…For those of you who have been regular readers you will note that for many months now... read more

Cost of living crisis triggers changes in consumer payment habits

30 Jun 22 @ 12:35

As inflation rates rise across the globe, the resulting cost of living crisis is forcing changes in consumer payment habits – with a particular focus on methods that help track... read more

MENA goes cashless – but is consistency still an issue?

28 Jun 22 @ 16:36

The Middle East and North Africa (MENA) region is on a path similar to the rest of the world: declining cash use and increasingly sophisticated electronic payments. However, this simple... read more

Apple Pay Later product to use $73 billion cash reserves to fund loans

10 Jun 22 @ 10:46

I told you so! During Money 2020 I was asked many times about Apple Pay Later and how they would fund the loans. My response? “why would you use Goldman... read more

M2020 Live: Embedded payments remain a mystery to consumers

08 Jun 22 @ 19:23

Embedded payments is one of the hottest trends in FinTech, but despite the buzz about this transaction revolution across the industry, 49% of consumers have never heard of the term... read more

M2020 Live: Apple launch Apple Pay Later BNPL product

07 Jun 22 @ 15:21

Apple has launched a BNPL product, announcing the move as part of a range of product updates at its annual developer conference. With Apple Pay Later, iPhone and Mac users... read more

Open Banking will enable faster, fairer credit checking for BNPL

06 Jun 22 @ 09:15

Buy Now, Pay Later (BNPL) has been a payments phenomenon in recent years – however, regulators are now looking at more stringent legislation to protect consumers. While the success of... read more

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Takeover talk swirls as PayPal’s valuation slumps

24 Feb 26 @ 12:45

After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more

The evolution of POS: From terminals to touchpoints

04 Feb 26 @ 17:17

For decades, the POS terminal was a steadfast but unremarkable fixture of retail life — the small, grey box whose sole purpose was to approve or decline a car... more

Major European wallets agree cross-border payments rollout

09 Feb 26 @ 13:24

Europe’s long-running ambition to reclaim control over its payments infrastructure has taken a tangible step forward. A new memorandum of understanding signe... more