Automatic Clearing House

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ACH Network moves 30 billion payments – $77 trillion in 2022

22 Feb 23 @ 18:39

The modern ACH Network processed 30 billion payments valued at $76.7 trillion in 2022, increases of 3% and 5.6% respectively over 2021. “2022 marked the tenth consecutive year in which... read more

Cheque use drops to all time low – Faster Payments picks up slack

11 Oct 22 @ 13:23

Cheque usage continues to decline for business-to-business (B2B) payments in US and Canada (North America), falling to an all-time low of 33% since AFP (Association for Financial Professionals) began tracking this... read more

What the staggered implementation of ISO 20022 means for financial services firms

15 Jun 22 @ 17:07

November 2022 marks the point of migration for some of the top global payment infrastructures to ISO 20022, an international standard for exchanging electronic messages between financial institutions, covering cards,... read more

Considerations for merchants looking to embrace faster, smarter B2B payments

08 Mar 22 @ 16:42

B2B payments are continuing to evolve rapidly as merchants look to meet and exceed customer expectations. Today’s B2B businesses are recognising the pressing need to develop a future-ready and resilient... read more

US Federal Reserve study shows dramatic changes to US payments market

06 Jan 22 @ 11:46

The United States’ Federal Reserve has issued an update to its Federal Reserve Payments Study (FRPS) on the US payments market to include findings from recent survey data. The findings... read more

Finance Denmark selects P27 Nordic Payments to become new national clearing house

05 Jan 22 @ 16:21

A ground breaking plan for Denmark’s financial sector has been approved by the board of Denmark’s banking association, Finance Denmark. According to the new sector plan, P27 Nordic Payments will... read more

Instant payments transactions to exceed $27 trillion globally by 2026

07 Sep 21 @ 07:23

A new study has found the transaction value of instant payments will exceed $27.7 trillion in 2026, from just $4.8 trillion in 2021. The research identified that this extraordinary growth... read more

2020 Top 50 financial institution ACH originators and receivers

07 Apr 21 @ 10:00

Nacha has released its Top 50 rankings of financial institution originators and receivers of ACH payments for 2020. The Top 50 originating financial institutions handled a volume of almost 23.1... read more

ACH Network sees record growth in 2020 to 26.8 billion payments

04 Feb 21 @ 17:15

Payment volume on the ACH Network experienced record growth in 2020 as the pandemic accelerated the nation’s shift to electronic payments. The 26.8 billion payments made on the ACH Network... read more

ACH Network volume increases 9% in Q3 as payments volume rebounds

02 Nov 20 @ 19:52

The ACH Network had exceptionally strong growth in Q3 2020, with a resurgence of commercial volume even as some government assistance payments have largely concluded. Volume on the ACH Network... read more

The top 50 ACH receivers and originators by volume in 2018

28 Mar 19 @ 09:53

NACHA has released its Top 50 rankings of originators and receivers of ACH payments for 2018. The Top 50 originating financial institutions accounted for volume of more than 19.7 billion... read more

How can real-time payments be secured?

26 Jun 18 @ 10:56

In today’s on-demand world, we expect to be able to spend, move and receive money instantly. For this reason, real-time payments (RTP), also known as ‘faster payments’ or ‘instant payments’,... read more

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ETC Mining and the anatomy of a crypto scam

02 Mar 26 @ 11:25

Three months ago, I was approached by marketing representatives of ETC Mining, who paid $2,500 in Bitcoin for native advertising placement. On the surface, the ... more

Takeover talk swirls as PayPal’s valuation slumps

24 Feb 26 @ 12:45

After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more

Visa and Mastercard accelerate agentic payments through bank pilots

18 Feb 26 @ 13:35

The race to define the next phase of digital commerce via agentic payments has moved decisively into the banking mainstream. [caption id="attachment_57882"... more

Stripe and PayPal combination could redefine payments

25 Feb 26 @ 17:55

Reports that Stripe is exploring a potential acquisition of PayPal have sent tremors through the global payments industry. The reports follow closely on the he... more