Automatic Clearing House

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South Africa’s Central Bank says Blockchain payment trial successful

13 Jun 18 @ 10:32

SARB, South Africa’s central bank has revealed astonishing results for a trial of its blockchain-based system for interbank clearance and settlement. According to a statement, SARB said it completed a 14-week... read more

ACH Network volume and value in 2017 – More Than 1 billion payments added

11 Apr 18 @ 07:27

The ACH Network processed 21.5 billion transactions valued at more than $46.8 trillion in 2017, representing increases of 5.7%and 6.9%, respectively, over 2016, according to new data released by NACHA—The... read more

US banks launch RTP – real-time payments network

14 Nov 17 @ 14:23

The Clearing House (TCH) has launched RTP, its real-time payments system, the first new core payments infrastructure in the US in more than 40 years. The new RTP system was... read more

Reimagining global banking services in the connected digital marketplace

09 Nov 17 @ 16:06

Regulation, compliance and legacy systems have, for so long, been the stumbling blocks for financial institutions to capitalise on the new digital age where there are few barriers to international... read more

ACH Transactions to top checks as top form of B2B payment by 2020

03 Jul 17 @ 09:33

According to a new survey conducted by Credit Research Foundation (CRF) in partnership with NACHA, credit and account receivables professionals anticipate that ACH transactions will surpass checks as the leading... read more

ACH volume grows to more than 25 billion payments and $43 trillion

18 Apr 17 @ 10:53

Following four consecutive quarters of more than 5 billion electronic payments in each quarter – a first for the ACH Network – overall volume in 2016 amounted to 25.6 billion... read more

Instant payments: lessons learned from early adopters

14 Mar 17 @ 11:31

The ability to offer instant payments has become a necessity for banks around the world as they keep up with customer expectations and set themselves up strategically for the future.... read more

PSR annual – Access and governance report on payment systems

09 Mar 17 @ 15:06

The Payment Systems Regulator (PSR) was established to promote effective competition and innovation in payment systems. Ensuring open access to participants and potential participants is a key component of this.... read more

Virtual Account Management: the minimum viable proposition

27 Feb 17 @ 14:15

When it comes to corporate liquidity and treasury management, the banks I’m talking to all seem to have one thing in common. The need for speed. Whether they are offering in-house... read more

US Payment System: Federal Reserve report urges US faster payments

30 Jan 17 @ 12:03

In early 2015, the Federal Reserve issued the Strategies for Improving the US Payment System paper that outlined the collective thinking of US payment system stakeholders and the Federal Reserve... read more

US payments study highlights strong trends in card use

03 Jan 17 @ 12:27

From 2012 to 2015, credit and debit (including prepaid and non-prepaid) card payments continued to gain ground in the US payments landscape, accounting for more than two-thirds of all core... read more

UK payments industry going through biggest shake-up in a generation

29 Nov 16 @ 09:54

The UK payments industry is about to see its biggest change in a generation according to the Payment Systems Regulator (PSR). The comments come as the Payments Strategy Forum, a... read more

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Visa and Mastercard move to end two-decade swipe fee battle

11 Jun 26 @ 16:00

A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more

Bank of England Warns DLT Complexity in Settlements

18 May 26 @ 17:07

The Bank of England has found that distributed ledger technology could improve aspects of wholesale payments and settlement, but only at the cost of significant... more

Visa announces €500 Million European Investment Signals Strategic Response to Payments Sovereignty Push

31 May 26 @ 12:59

The debate around European payments sovereignty has intensified significantly over the past two years. Policymakers, regulators and financial institutions acros... more