API

03 Feb 22 @ 15:11

In the first of a two-part series, PCM finds out from Discover Global Network why creative partnerships between FinTech start-ups and established financial institutions are the future. The rapid integration... read more

02 Feb 22 @ 10:25

At its 24 November 2021 meeting, the EPC Board accepted the Euro Retail Payments Board’s (ERP) invitation to act as Scheme Manager for a new SEPA Payment Account Access (SPAA)... read more

31 Jan 22 @ 10:16

According to a new study, 74% of consumer payments will be handled by non-traditional financial service institutions (FSIs) by 2030. This figure is an increase from 60% in 2020, putting... read more

25 Jan 22 @ 12:07

Thanks to the pandemic, consumers have become accustomed to doing almost everything online, accelerating digital transformation and embedding new behaviours. After a 5% in global payment revenues in 2021, the... read more

07 Jan 22 @ 16:12

In this post we look at the top payment trends for 2022 – 2021 was a year of transition for the payments industry as we moved towards Payments 4.X −... read more

08 Dec 21 @ 09:26

In their 2021 Global Payments Report, McKinsey and Company identify[1] an $100 billion opportunity to provide small and medium enterprises (SMEs) with new payments services. By offering value-added services to... read more

15 Nov 21 @ 18:20

New research reveals that in spite of growing positivity, the complete implementation of Open Banking will take financial institutions many years to realise. The survey of 308 executives across 12... read more

05 Nov 21 @ 16:56

The year is 2030. It is a sunny summer morning and you are just finishing a relaxing breakfast together with your family. The doorbell rings for a delivery of several... read more

13 Oct 21 @ 17:02

For more than a decade, the shift to e-commerce and mobile has brought huge amounts of investment into payments. As further fresh investment rounds are announced, PCM asks whether a... read more

13 Oct 21 @ 10:14

Payments are entering a new experience-driven era (Payments 4.X), ushered in by an accelerated transformation timeline due to COVID-19 and the growing digital appetite of customers, according to the World Payments... read more

04 Oct 21 @ 15:39

“Acceleration”, “investment” and “hypergrowth” have all been words associated with the global FinTech industry this year. After bubbling away beneath the surface, building momentum, global investment in the FinTech sector... read more

01 Oct 21 @ 11:46

PSD2 took its time to be implemented across Europe, but now that the legislation has been adopted and transposed into most markets, it’s beginning to deliver on what it promised.... read more