API

07 Oct 25 @ 16:45

The long-running debate over “who should pay” for Open Banking has re-emerged, reignited by a series of developments in the US that could reshape the economics of data access. JPMorgan... read more

19 Aug 25 @ 12:24

When computers first entered mainstream use, languages like COBOL, Fortran, and Pascal defined programming. They were precise but inaccessible to most, requiring deep technical knowledge to manipulate even simple tasks.... read more

11 Aug 25 @ 14:01

A brewing dispute between Wall Street’s largest bank and the US fintech sector could reshape the economics of Open Banking. JP Morgan Chase has begun informing data aggregators and fintechs... read more

25 Jul 25 @ 07:11

Stripe has made a strategic move to deepen its footprint in real-time payments by acquiring Orum, a US-based payments API specialist. The terms of the deal have not been disclosed,... read more

26 Jun 23 @ 12:09

The first blog in this series, explores the rise of Open Banking and the importance of open, flexible API architectures to success. Drawing on a new report from payment technology... read more

16 Jun 23 @ 10:43

Project Rosalind is an experiment exploring application programming interfaces (APIs) for retail central bank digital currency (CBDC). The project is based on a two-tier model representing a public private partnership.... read more

12 Jun 23 @ 17:09

Five years ago, the launch of Open Banking in the UK and Europe promised a revolution in customer choice, convenience and security. In a new report, payments technology specialists BPC... read more

05 May 23 @ 15:42

The evolving payments landscape in commercial banking is a continued area of focus for financial institutions (FIs) and vendors. Broadly described as infrastructure or payments modernization efforts, FIs in particular... read more

05 May 23 @ 09:00

A new study has found that Open Banking usage will grow by 470% over the next 4 years, with the total number of API (Application Programming Interface) calls generated via Open... read more

24 Apr 23 @ 09:25

The global finance industry was worth, by one estimate, $22.5 trillion in 2021. This vast market – encompassing banking, insurance, loans, payments, savings and more – comprises a quarter of the world’s... read more

27 Mar 23 @ 15:44

Open Finance is a consolidated reality both at international and European level: to date, more than 40 countries have launched initiatives in this area. The transition to Open Finance can... read more

24 Mar 23 @ 17:07

Recent research by payabl. has looked into whether or not payment orchestration could become a key capability for merchants across varying sectors, and for businesses of all shapes and sizes.... read more