Account to Account (A2A)

Showing Latest Account to Account (A2A)

Family wallets are the foundation of future banking

06 Jun 22 @ 09:36

A new white paper from European payments solutions leader NETS suggests that family wallets will be pivotal to tomorrow’s financial services landscape. With recent work from the European Banking Authority... read more

77% of Gen Z are ditching physical wallets for mobile wallets

26 May 22 @ 17:08

Marqeta has released a report looking at consumer payment, mobile wallets, banking and shopping preferences, showing digital adoption is on the rise. The company surveyed of 4,000 consumers across three... read more

NatWest completes first ‘non-sweeping’ customer payments through VRP

26 May 22 @ 16:33

NatWest Group is the first UK bank to go beyond the requirement for banks to provide Variable Recurring Payments (VRP) for sweeping – the automatic transfer of money between two... read more

CMA clarifies definition of Variable Recurring Payments for Sweeping

20 May 22 @ 12:24

In July 2021, the CMA mandated the use of variable recurring payments (VRPs) as the mechanism for implementing sweeping under item A10 of the Roadmap (the July letter). In the... read more

Interview: The future of banking is phygital

18 May 22 @ 12:19

Traditional banks and neobanks have complementary strengths. Phygital banking services combine the best of both worlds and create new, exciting customer experiences. Phygital services are considered “the next big thing”... read more

Merchants see substantial losses from unoptimised payments strategies

10 May 22 @ 17:20

A survey of Senior Payments Professionals has found that merchants across a range of industries are seeing substantial losses as a result of unoptimised payment strategies. In the Great Payments... read more

Interview: Joining the SEPA Request-to-Pay scheme (SRTP)

03 May 22 @ 09:29

Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) is one of the most recent European Payments Council (EPC) schemes. Sami Karhunen, CEO of the first scheme participant, Pine & Cone Oy,... read more

UK could generate additional £2.6 billion economic output using real-time payments

27 Apr 22 @ 17:11

The Centre for Economic and Business Research (Cebr) predicts that by 2026, £1.3 billion could be made in cost savings for British businesses and consumers through real-time payments – helping... read more

Banking Circle acquires account-to-account payment provider SEPAexpress

27 Apr 22 @ 16:24

SEPAexpress, which provides white-labelled account-to-account (A2A) payments for Payments Service Providers (PSPs), merchants and corporates in Europe has been acquired by Banking Circle Group. Less than five years after bringing... read more

SHIFT report: A guide to the Middle East payments industry

22 Apr 22 @ 16:22

The MENA FinTech Association (MFTA), has released the first volume of the SHIFT report, a comprehensive guide that supports the FinTech community in navigating the MENA payment landscape. The release... read more

80% of US consumers now use digital payments

28 Feb 22 @ 10:51

More than 80% of Americans used some form of digital payments in 2021, continuing a long-standing trend. The findings of McKinsey’s 2021 Digital Payments Consumer Survey – an ongoing research... read more

Digital & Card Payment Yearbooks: Cards – past their peak?

04 Feb 22 @ 16:12

The 2021-2022 Digital and Card Payment Yearbooks from Payments Cards & Mobile suggest payment card use may be starting to decline, to be replaced by digital wallets, direct-to-account payments and... read more

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ETC Mining and the anatomy of a crypto scam

02 Mar 26 @ 11:25

Three months ago, I was approached by marketing representatives of ETC Mining, who paid $2,500 in Bitcoin for native advertising placement. On the surface, the ... more

Takeover talk swirls as PayPal’s valuation slumps

24 Feb 26 @ 12:45

After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more

Visa and Mastercard accelerate agentic payments through bank pilots

18 Feb 26 @ 13:35

The race to define the next phase of digital commerce via agentic payments has moved decisively into the banking mainstream. [caption id="attachment_57882"... more

Stripe and PayPal combination could redefine payments

25 Feb 26 @ 17:55

Reports that Stripe is exploring a potential acquisition of PayPal have sent tremors through the global payments industry. The reports follow closely on the he... more