Account to Account (A2A)

Showing Latest Account to Account (A2A)

A step closer to reality: An update on the UK’s National Payment Vision

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

A2A pushes into the mainstream as Pay by Bank comes of age

09 Dec 25 @ 13:22

A2A payments have long promised to rebalance the economics of digital commerce. This year, their ascent has begun to look less like a thought experiment and more like a structural... read more

ACI Worldwide expands footprint with acquisition of Payment Components

04 Nov 25 @ 16:58

ACI Worldwide has strengthened its position in the European payments technology landscape with the acquisition of Payment Components, a Greek fintech specialising in AI-driven financial messaging and Open Banking solutions.... read more

Authvia taps Visa Direct for real-time payouts via SMS

26 Aug 25 @ 09:00

Authvia has expanded its text-to-pay platform by integrating Visa Direct, enabling businesses to send real-time disbursements directly to eligible Visa debit cards through a simple SMS. The integration extends Authvia’s... read more

Bank of England takes control of UK payments overhaul

16 Jul 25 @ 12:19

The Bank of England has been handed the reins of a long-overdue reform of the UK’s retail payments infrastructure, as Governor Andrew Bailey issued a stark call for urgent modernisation... read more

Payments in 2025: Simpler, smarter, faster

02 Jun 25 @ 11:39

As the industry gears up for the biggest payments event in the European region, we reflect that the global payments ecosystem is undergoing a radical transformation in 2025, as both... read more

Why consumer A2A payments have stalled in the UK

16 May 25 @ 12:35

Despite the UK’s early leadership in real-time payment infrastructure, A2A payments (account-to-account) have failed to gain traction for everyday consumer purchases. While peer-to-peer (P2P) bank transfers are now a mainstay... read more

CaixaBank and BBVA lead Europe’s first Request to Pay transaction

15 May 25 @ 13:30

In a landmark development for European payments, CaixaBank and BBVA have successfully executed the region’s first live Request to Pay (RTP) transactions between banks. Conducted in collaboration with Iberpay, the... read more

Payments 2025: Future tech horizon for consumer payments

30 Apr 25 @ 17:16

As global commerce undergoes a profound technological transformation, the payments landscape is poised for further disruption in consumer payments. Juniper Research’s Consumer Payments Tech Horizon 2025 offers a comprehensive strategic... read more

Global Payments Report tracks a decade of transformation

14 Mar 25 @ 13:04

The 10th edition of the Worldpay Global Payments Report (GPR) reveals a global transformation in payments. In just a decade, innovation such as digital wallets, buy now pay later (BNPL) and real-time... read more

Study on the payment attitudes of consumers in the euro area

06 Jan 25 @ 17:45

The European Central Bank’s (ECB) 2024 Study on the Payment Attitudes of Consumers in the Euro Area (SPACE) provides a comprehensive analysis of consumer payment behaviours, highlighting significant trends and... read more

Explosive growth in the P2P payment market

03 Dec 24 @ 11:55

The P2P payment market (peer-to-peer) is experiencing unprecedented growth, with its value soaring from $3.21 trillion in 2023 to a projected $13 trillion by 2032, according to a recent report.... read more

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Revolut eyes an IPO, but the valuation story is the real headline

21 Apr 26 @ 14:35

Revolut is beginning to sound more like a future public market heavyweight than a fast-growing European fintech. Chief executive Nik Storonsky has said the com... more

Banks to reinforce cyber defences as AI changes the threat model

22 Apr 26 @ 19:36

Banks are hardening their cyber defences as artificial intelligence begins to alter the economics of digital attacks. For financial institutions, the challenge ... more

Visa turns the card into an identity credential

12 May 26 @ 15:44

Visa has launched a new tap-based authentication technology that could reshape how banks verify customers in mobile banking environments. [caption id="atta... more