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The Future of Digital Wallets: Consolidation or Diversification?
Digital wallets have become ubiquitous, but the market faces questions about saturation and differentiation. This feature will assess trends in wallet consolidation, the emergence of super apps, and strategies for wallet providers to maintain user engagement.
AI and Machine Learning in Fraud Detection: Staying Ahead of Threats
As fraudsters employ sophisticated techniques, AI and machine learning are critical in detecting and preventing fraudulent activities. We’ll explore the latest advancements in predictive analytics, behavioural biometrics, and real-time risk assessment tools.
Preparing for Quantum Computing: Implications for Payment Security
Quantum computing poses both opportunities and threats to payment security. This feature will discuss the potential impact of quantum technologies on encryption standards, the urgency for quantum-resistant algorithms, and how the industry is preparing for this paradigm shift.
Why is Lloyds Bank really acquiring Curve?
Lloyds Bank has confirmed the £120 million acquisition of Curve which marks one of the most strategically significant moves by a UK bank in digital wallets and consumer payments in recent years.c
Visa and Mastercard’s interchange truce: A small cut in a very large pie
A fresh settlement between Visa, Mastercard and US merchants promises to trim interchange fees—yet the concessions may do little to shift the balance of power in America’s card-payments ecosystem.
Bancomat unveils plans for European multi-bank stablecoin
Italian payments firm Bancomat has revealed plans to launch a shared euro-denominated stablecoin, EUR-Bank, in what could become the first multi-bank digital currency framework in Europe.
As B2B marketplaces rocket, do banks risk disintermediation?
A new white paper from global banking infrastructure innovators RS2 traces the rapid global rise of B2B marketplaces – and what it means for banks.
Stablecoin safety illusion: Why new rules leave hidden risk exposed
The recently enacted GENIUS Act, America’s new stablecoin law, was billed as a milestone in integrating crypto assets into the financial mainstream.
Meta’s hidden goldmine: Scam advertising a $16 billion revenue stream
Meta Platforms, the parent company of Facebook, Instagram and WhatsApp, is facing renewed scrutiny after internal documents revealed that as much as 10% of its 2024 revenue – around $16 billion – came from advertising linked to scams and banned goods.
Payment outages costing UK retail and hospitality £1.6bn annually
New research has laid bare the financial and reputational costs of payment system failures across the UK’s retail and hospitality sectors, with payment outages now responsible for a staggering £1.6 billion in lost sales each year.
UK payments in transition: Debit cards, digital wallets and cash
The UK payments landscape is undergoing one of the most profound shifts in its history. Figures from UK Payment Markets 2025 show that nearly 49 billion transactions were made in 2024, revealing striking patterns in how Britons are choosing to pay.
Big retail eyes stablecoin challenge to payment giants
The payments industry may be on the cusp of one of its most dramatic shifts in decades.
Visa’s VAMP framework raises stakes for acquirers and merchants
Visa’s newly implemented Acquirer Monitoring Program (VAMP) has officially taken effect, bringing one of the most sweeping overhauls to dispute and fraud oversight in recent years.
Apple Pay at 11: Growth continues, but rivals close the gap
Eleven years after its launch, Apple Pay remains the most recognised name in mobile payments — but its dominance is under pressure.
CTS Eventim becomes first major retailer to integrate Wero
Europe’s largest ticketing provider, CTS Eventim, has become the first major e-commerce company in Germany to integrate Wero, the new pan-European digital wallet developed under the European Payments Initiative (EPI).
Cross-border mobile payments go European with EuroPA pilot
BLIK, Poland’s leading mobile payments system, has launched a pilot programme enabling euro-denominated phone-to-phone (P2P) transfers with other European mobile payment providers — a significant step toward a unified European payments market.
Why agentic commerce is creating new risks for merchants
The rapid emergence of agentic commerce—where AI tools assist or act autonomously in consumers’ online purchases—is reshaping ecommerce faster than most merchants can adapt.
E-commerce fraud outpaces retailers as consumer abuse goes mainstream
E-commerce fraud is evolving faster than online retailers can keep up, with new research from Ravelin revealing that opportunistic shoppers are now as big a threat as organised criminals.
Visa and Google advance the race to build secure Agentic Commerce
Visa and Google are each rolling out sweeping upgrades to their agentic commerce platforms, accelerating the shift toward AI-powered shopping and payments.
Merchants push customers toward lower-cost payments
A new report from Wind River Payments reveals that US merchants and software providers are rapidly rethinking how they handle payments in response to rising costs, fraud, and a volatile economy.
Ant unveils smart glass payments
Ant International is extending the boundaries of biometric payments with the launch of smart glass payments using iris authentication technology for its Alipay+ GlassPay solution.
Ripple acquires crypto wallet firm Palisade
Ripple has continued its acquisition spree with the purchase of Palisade, a digital wallet and crypto custody firm, in a move that strengthens its position as a key infrastructure provider for institutional adoption of blockchain-based payments.
TrueLayer acquires Zimpler
TrueLayer, Europe’s largest Pay by Bank network, has announced the acquisition of Zimpler, the fastest-growing Pay by Bank provider in the Nordics, in a landmark deal that consolidates TrueLayer’s position as a dominant force in European Open Banking payments.