08 Jan 26 @ 10:24

For more than a decade, payment cards have been the default solution for modern business spending. They replaced slow bank transfers, enabled online purchasing, and gave teams the freedom to... read more

08 Jan 26 @ 10:05

JPMorgan Chase’s agreement to acquire Apple’s roughly $20bn credit card loan book from Goldman Sachs marks one of the most consequential reshufflings in the US payments and consumer finance landscape... read more

07 Jan 26 @ 15:24

Barclays has taken its first direct step into the stablecoin ecosystem, investing in US-based clearing and settlement platform Ubyx. While the bank has not disclosed the size of the investment,... read more

07 Jan 26 @ 15:11

Britain’s long-anticipated shift towards a cashless economy continues to look overstated. New figures from Nationwide Building Society show that cash usage rose for a fourth consecutive year in 2025, with... read more

06 Jan 26 @ 14:10

A new pilot involving Swift, Ant International and HSBC offers a glimpse of how blockchain-based money could integrate with the plumbing of the global financial system. The test demonstrated cross-border... read more

06 Jan 26 @ 13:53

Speed has become the defining feature of modern payments. Real-time rails now move money in milliseconds rather than hours, reshaping customer expectations and competitive dynamics across banking and fintech. Yet... read more

18 Dec 25 @ 11:13

Deutsche Bank has taken a decisive step in Europe’s long-running effort to build a sovereign payments alternative, rolling out the full functionality of the Wero digital payments app to customers... read more

17 Dec 25 @ 13:51

Generation Alpha is the first cohort to grow up in a largely cashless society. Where grandparents once paid in shillings, francs or lira, fishing coins out of purses or pockets,... read more

17 Dec 25 @ 13:28

Visa has taken a decisive step towards embedding stablecoins into core financial infrastructure, launching US-based settlement in Circle’s USDC for participating issuers and acquirers. While consumer cardholders will notice no... read more

17 Dec 25 @ 11:55

Mastercard is urging acquirers to rethink long-held assumptions about B2B payments and commercial card acceptance, arguing that some of the most attractive margins in payments are now emerging far from... read more

17 Dec 25 @ 11:40

PayPal’s decision to apply for a US banking licence marks a pivotal moment in the gradual convergence between big fintech and regulated banking. By submitting applications to the Utah Department... read more

16 Dec 25 @ 16:47

A quiet but consequential shift is under way in US financial regulation. Five prominent digital asset firms — Circle, Ripple, Fidelity Digital Assets, BitGo and Paxos — have secured conditional... read more

16 Dec 25 @ 14:29

As the European Union (EU)’s third largest economy and a world top ten economic force, Italy has experienced rapid modernisation of its payment systems in recent years, in parallel with... read more

16 Dec 25 @ 13:24

For centuries, money has been reassuringly simple. Central banks issued currency, commercial banks intermediated deposits and credit, and payments followed well-worn rails. That clarity is now dissolving. Stablecoins — blockchain-based... read more

16 Dec 25 @ 10:56

Everyone loves a good bargain. It’s a rare delight to feel like you’ve beaten the odds and scored yourself a great deal, whether that’s buying a new car, making a... read more

15 Dec 25 @ 16:21

The first trend in Global Payments’ 2026 Commerce and Payment Trends Report marks a decisive shift in how transactions are initiated and executed: AI is evolving from a passive recommendation... read more

12 Dec 25 @ 16:15

Agentic AI represents a decisive break from the assistive technologies that have defined the past decade of fintech innovation. These systems do not merely recommend or optimise; they evaluate options,... read more

12 Dec 25 @ 16:05

For decades, the Point of Sale was a fixed destination: a counter, a terminal, a moment at the end of the customer journey. That mental model is now obsolete. As... read more