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Consumer appetite for digital wallets growing in Europe

06 Apr 16 @ 13:02

New research from Aimia reveals that consumer appetite for digital wallets in Europe is growing. The findings show almost a third (31%) of Europeans say they are likely to use... read more

The state of mobile banking 2015

05 Apr 16 @ 10:56

Mobile banking continues to gather momentum, fuelled by rising smartphone use and the steadily improving supply of mobile-optimized banking worldwide. In a new piece of research by Forrester, they surveyed... read more

International brands drive European commercial cards sector

04 Apr 16 @ 12:46

Commercial cards represent just 4% of all payment cards in Europe according to Commercial Cards in Europe 2015. The sector has significant scope for expansion as many businesses do not currently... read more

Tencent’s WeChat rides mobile payments wave

21 Mar 16 @ 12:36

Tencent is not only China’s largest social network and online entertainment firm, it is now big in mobile payments. The company has quietly built one of the world’s largest mobile payments systems,... read more

Blockchain: short-lived illusion or a real game changer?

18 Mar 16 @ 11:22

Blockchain has traditionally been a subject of mitigated opinions, due to its early association with bitcoin, the cryptocurrency adopted by techies all around the world, and also used on anonymous... read more

88% of Britons believe cybercrime is now as big a threat as offline crime

16 Mar 16 @ 12:30

The results of new research in the UK have revealed that 88% of Britons see cybercrime as now being as big a threat as offline crime, whilst 76% of people... read more

FinTech booming – payments infrastructure compliance remains in the dark ages

16 Mar 16 @ 12:16

The UK FinTech report, commissioned by HM Treasury and published last month, confirmed something we’re pretty much all agreed upon: “The UK is a global capital for FinTech”. Within FinTech,... read more

Samsung Pay records $16.8m loss

15 Mar 16 @ 10:23

Samsung Pay has reported a loss of $16.8m (£11.8m) until now. Samsung Electronics reports that it views the platform as an investment for the future that will strengthen the competitive edge for... read more

Rising card payments drive economic growth

11 Mar 16 @ 11:46

Rising card payments drive economic growth. Payment cards are not just convenient but also play a crucial role in stimulating economic growth in countries around the world – according to... read more

The battle for Pay supremacy continues

11 Mar 16 @ 11:14

Tim Cook, CEO of Apple, said that 2015 would be the year of Apple Pay. As it turned out, 2015 was the year of mobile payments initiatives generally as technology... read more

Why your bank wants to track your phone

09 Mar 16 @ 22:15

Banks are starting to experiment with a new way of reducing credit-card fraud: tracking their customers’ mobile phones. The principle is straightforward enough. People are wedded to their phones, so if... read more

Challenger banks must strike the right balance between mobile and card

09 Mar 16 @ 22:05

NFC mobile payments continue to grab headlines, but to really drive uptake and ensure full market coverage, combining contactless cards with next-gen mobile banking apps is surely the right way... read more

US banks switch on real-time mobile P2P

09 Mar 16 @ 09:17

Two of the US’s biggest banks, US Bank and Bank of America are to offer real-time, mobile P2P money transfers to consumer mobile phones over the clearXchange network. ClearXchange, operated by... read more

Bitcoin breaks – network capacity maxed out

07 Mar 16 @ 16:37

A number of prominent voices in the Bitcoin community have been warning that the system needs to make fundamental changes to its core software code to avoid being overwhelmed by the... read more

Visa and MasterCard continue to grow at the expense of Visa Electron and Maestro

07 Mar 16 @ 16:24

Visa and MasterCard brands collectively account for 86% of all European payment cards. Visa holds the largest share in Europe as a whole and in western Europe, while MasterCard has... read more

Can the Blockchain work in Payments

07 Mar 16 @ 16:11

Bitcoin is not going to be a major disruptor in payments- but the blockchain could be, and financial institutions around the world are exploring options to leverage it in different... read more

Fraud: EMV chargebacks in the US

02 Mar 16 @ 13:38

Nearly half a year since the EMV liability shift in the US, consumers have been through several statement cycles, and the acquiring industry should be able to get an early read on... read more

Card payments in Asia-Pacific set to double to $19.5 trillion by 2020

26 Feb 16 @ 13:24

The value of card payments in Asia-Pacific grew by 25% in 2014 to reach $9.0 trillion, accounting for just under half of the global total card expenditure. The level of... read more

2015 Breach Level Index

26 Feb 16 @ 13:13

Gemalto released the latest findings of the Breach Level Index, revealing that 1,673 data breaches led to 707 million data records being compromised worldwide during 2015. The Breach Level Index... read more

Payments lessons from the music industry

19 Feb 16 @ 12:45

As Apple and the other handset giants turn their attention to financial services through the launch of their various ‘Pay’ solutions, will banks face a similar fate to that of... read more

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Wero expands merchant payments in France with Orange

06 Sep 26 @ 19:31

Wero is moving further beyond its origins as a peer-to-peer payment service, with Orange becoming the first merchant in France to offer subscription bill paymen... more

ECB and Brazil explore cross-border link between TIPS and Pix

06 Sep 26 @ 19:32

The European Central Bank and Banco Central do Brasil are examining whether Europe’s TIPS instant-payment infrastructure could be connected with Brazil’s hu... more

US Bank tests its own Stablecoin for Cross-Border Payments

10 Sep 26 @ 15:44

US Bank has completed a live cross-border transaction using its own dollar-backed stablecoin, becoming one of the latest major lenders to test whether blockchai... more