07 Feb 17 @ 13:47

Cyber attacks are increasing in number and sophistication. ‘Transfer’ is one of the four ‘Ts’ of risk management, alongside terminate, tolerate and treat. We examine the growing market for cyber... read more

07 Feb 17 @ 13:33

In Latin America, overall banked levels as reported by governments are reaching surprising levels. Colombia, considered one of the most cash-dependent economies in the region, claims that 75% of its... read more

06 Feb 17 @ 10:41

The merchant acquiring market in Europe is operating on solid grounds of continuous transaction growth, however the cost pressures in the industry increases are very high primarily due to new... read more

30 Jan 17 @ 16:29

Advances in biometric payment technology could soon mean the end of physical credit cards. Pressure from both payment providers and consumers for quicker, more convenient, more secure means to make... read more

30 Jan 17 @ 12:21

Did you know that 28 January was Data Privacy & Protection Day? It marks the anniversary of the first European Data Privacy Directive signed in 1981. Now more than 45... read more

26 Jan 17 @ 16:25

Today we are witnessing a convergence of industries in the mobile world as well as the undeniable influence of mobile on every aspect of our lives. The rise of handsets,... read more

25 Jan 17 @ 15:55

When bank-account funded payments, real-time payments, mobile and other digital payments are actually the default way to pay in many countries, the term ‘alternative’ seems a misnomer. We examine current... read more

25 Jan 17 @ 15:14

With the rise of biometrics within financial services, could you become your own password? Bill Gates claimed the password could not meet the challenge of keeping information secure and predicted... read more

24 Jan 17 @ 10:48

Research from Equifax has revealed that 90% of UK consumers have not heard of the Open Banking initiative, with 45% of respondents then going on to say that they are... read more

23 Jan 17 @ 15:15

What has changed in mobile banking apps and m-payments in the UK since last year? We examine consumers’ understanding and attitude towards m-payment options, and the implications. MOBILE BANKING 2016... read more

20 Jan 17 @ 12:18

The number of US data breaches tracked in 2016 hit an all-time record high of 1,093, according to a new report released today by the Identity Theft Resource Center (ITRC)... read more

20 Jan 17 @ 10:39

According to the latest figures revealed by ONS, retailers saw continued growth in online spending throughout December which continued into the New Year. Figures show retail sales increased by 4.3% compared... read more

20 Jan 17 @ 10:13

Daimler AG, the parent company of Mercedes-Benz, has taken over PayCash Europe with the intent to launch Mercedes Pay. With increasing interest in FinTech and systems, companies are trying to... read more

17 Jan 17 @ 15:14

The amount of money laundered by foreign criminals is estimated to be as high as £100 billion a year and unlawful tax avoidance costs UK taxpayers as much as £2.7... read more

17 Jan 17 @ 09:34

The FinTech sector is being shaped by shifting market conditions, new regulations, and changes in consumer demands and behaviors. For the past decade, FinTech companies have moved quickly, forcing incumbents to... read more

16 Jan 17 @ 17:14

“Silicon Valley is coming”.  That’s what JP Morgan CEO Jamie Dimon wrote to shareholders in 2015.  Dimon had been to the Valley and seen money pouring in to innovative start-ups,... read more

12 Jan 17 @ 15:24

The mobile payments market is projected to grow at a CAGR of 33.4% from 2016 to 2022 and reach $3,388 billion by 2022. Mobile payment refers to the payment for... read more

12 Jan 17 @ 10:31

With the goal to increase the value and usability of loyalty points, Verifone and FIS are collaborating to enable consumers to pay with loyalty points linked to their credit or debit cards... read more

11 Jan 17 @ 14:32

Millennials are set to outnumber baby boomers in the workplace this year for the first time. With a millennial workforce comes a demand for much more than a pay cheque.... read more

11 Jan 17 @ 14:20

There’s been a lot of discussion in the media recently about the privacy of calls and messages sent via mobile phones, with some commentators advocating apps like WhatsApp as the... read more