20 Dec 17 @ 10:10

Retail companies could become the new face of everyday financial transactions once the Revised Payments Services Directive, known as PSD2, goes into effect in the European Union in January. PSD2... read more

19 Dec 17 @ 10:47

All but one of 100 payments executives at large banks said their bank plans to make major investments in Open Banking initiatives by 2020, according to the results of a... read more

14 Dec 17 @ 15:28

Although banks and financial institutions around the world are faring relatively better than their recent past, competitive pressure from traditional rivals and emerging competitors are tightening margins, and impacting profit... read more

13 Dec 17 @ 15:18

Fundamental shifts in consumer behavior, the emergence of new technologies and an evolving regulatory landscape means the payment trends in the payments ecosystem are poised for unprecedented transformation in 2018.... read more

11 Dec 17 @ 16:36

The Islamic finance industry has expanded rapidly in the last decade, growing at around 10-12 percent annually, according to the World Bank. We examine the underlying Shariah principles and how... read more

06 Dec 17 @ 09:55

The purpose of PSD2 is enabling third parties creating new Financial Services through open APIs to customers’ bank accounts. Such systems already exist but currently rely of questionable methods typically requiring consumers... read more

06 Dec 17 @ 09:39

The banking industry is changing. We’re now in an age where banks are competing on customer experience – and when it comes to making that experience better, using data to... read more

01 Dec 17 @ 15:25

As Sainsbury’s prepares to appeal after it lost a High Court case with Visa over a long-running row over  interchange fees, Visa has welcomed the decision which confirms that its interchange fees,  are lawful. The supermarket... read more

30 Nov 17 @ 12:42

First Annapolis, now part of Accenture has been closely monitoring European card products to track the evolution of product offerings and pricing. Twice a year, it reviews the card products... read more

28 Nov 17 @ 10:23

2018 is set to be a pivotal year for the financial services industry with both the General Data Protection Regulation (GDPR) and the revised Payments Services Directive (PSD2) due to... read more

27 Nov 17 @ 16:41

Cybercrime follows the money. In today’s increasingly interconnected world they conduct digital hold-ups and cause major disruption by targeting critical infrastructure. So, how do those in the financial services industry... read more

27 Nov 17 @ 16:16

The European Central Bank (ECB) has conducted a comprehensive study to analyse the use of cash, cards and other payment instruments used at points of sale (POS) by euro area... read more

24 Nov 17 @ 10:49

Building a national payment system is a huge undertaking. Prior to launch, banks and non-banks have to collaborate on the governance, rules and features of the system. They have to... read more

16 Nov 17 @ 11:56

We are approaching the most critical juncture in the history of modern banking. The impact of regulation, in concert with the increasing deployment of transformative technologies, is permanently altering the... read more

15 Nov 17 @ 16:50

Mobile payments are not something new, yet many companies fall short on capitalizing on their use to better meet customer needs. While Google Wallet debuted in 2011, purchases through mobile... read more

08 Nov 17 @ 16:11

As the recently launched iPhone X makes mobile payments even easier with Face ID, MoneySuperMarket reveals that a quarter (23%) of Generation Z predicts physical cards will soon be obsolete as mobile... read more

07 Nov 17 @ 14:02

Facebook Messenger is enabling people in the UK to send money to each other via P2P payments in its Messenger texting app for the first time. The social network said Monday... read more

01 Nov 17 @ 13:39

Powered payment cards become powered when they take on interactive form factors such as biometric sensors and Dynamic Code Verification (DCV). In total, 213 million powered payment cards are forecasted to... read more

31 Oct 17 @ 14:50

Kaspersky Lab researchers have discovered a new malware, CryptoShuffler Trojan, which steals cryptocurrencies from a user’s wallet by replacing their address with its own in the device’s clipboard. Criminals are targeting... read more

31 Oct 17 @ 09:50

The global e-commerce market continues to grow rapidly, and is predicted to be worth $2.4 trillion by 2019. As a result, the market continues to attract not merely ever-greater levels... read more