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Mobile Payments & Fraud Survey 2018

15 Jun 18 @ 10:12

The sixth annual Mobile Payments & Fraud Survey (MPFS), which measures the state of mobile payments and mobile channel fraud from each prior survey year has been released. In surveying... read more

Ripple and Swift in arm wrestle over cross-border payments supremacy

14 Jun 18 @ 11:16

It would appear that a new rivalry is raging that looks set to decide how cross-border payments are handled for decades to come. It is a contest that encapsulates much... read more

Mobile Banking App Review 2018 – Here comes the consumer

13 Jun 18 @ 14:42

According to the Mobile Banking App Review 2018 , it is widely accepted that mobile banking apps are rapidly becoming the channel of banking customer relationships, certainly in the near-term before we... read more

Optimising payments technology for commercial success

12 Jun 18 @ 09:00

Technology plays an obvious and increasingly important role in the evolution of the payment industry. It is the bedrock upon which payment products and services are built, and any transformation... read more

Data Threat Report – Trends in Encryption and Data Security

11 Jun 18 @ 12:24

In Europe, as in the rest of the world, reports of major security breaches continue unabated, despite global efforts to fight back with increased IT security spending – according to... read more

The Devil is in the data

06 Jun 18 @ 09:00

Much has already been written about the EU General Data Protection Regulation (GDPR) and its impact on all manner of businesses. The scandals which engulfed Facebook and brought down Cambridge... read more

68% of EU and US Cryptocurrency exchanges and wallets fail to conduct proper identity checks

05 Jun 18 @ 09:30

Analyst house P.A.ID Strategies announces the results of research into the onboarding practices of cryptocurrency wallets and exchanges. The research, commissioned by Mitek, a global leader in digital identity verification... read more

Internet of Things and the future of payments

04 Jun 18 @ 09:20

The internet of things (IoT) is already being used across many industries. It is ushering in an era in which ‘smart’ things can seamlessly collect, share and analyse data. It... read more

Abandoned purchases cost UK SMEs up to £28.5bn annually

31 May 18 @ 15:39

NCR Corporation has released research revealing a variety of challenges facing UK SMEs as they strive to remain profitable in an increasingly competitive market. The survey found that keeping up with... read more

The Internet Security Threat Report 2018

30 May 18 @ 13:35

The Internet Security Threat Report notes that from the sudden spread of WannaCry and Petya/NotPetya, to the swift growth in coinminers, 2017 provided us with another reminder that digital security... read more

Fraud wars: how can biometrics help win the card fraud battle?

25 May 18 @ 13:57

Fraud and fighting fraudsters is a complex and ever-evolving challenge. As consumers change the way they pay, fraudsters change the way they steal. For banks to keep up, these new... read more

How is the on-demand economy impacted by fraud?

24 May 18 @ 17:31

The term on-demand refers to the way in which a good or service is sold as opposed to what is sold. The primary characteristic of on-demand is that the customer... read more

The Chargeback Triangle – what happens when transactions go wrong?

24 May 18 @ 12:45

Chargebacks were a $31 billion problem in 2017 — a burden that extends far beyond the liability for disputed transactions. Complying with complex and arcane rules that vary across networks... read more

Internet of Payments (IoP) – Is this the future of Paying?

23 May 18 @ 20:02

Today, there are more objects enabled with Internet access than ever before – from smartwatches and kitchen appliances to vehicles. Intelligent devices can, in principle, do all sorts of things... read more

Smart Payments Association position on the RTS on SCA

23 May 18 @ 16:46

On 13 March 2018, the regulatory technical standard (RTS) on strong customer authentication (SCA) was finally published in the Official Journal of the European Union – some twenty months after... read more

Cloud scalability seduces the financial sector – but there are challenges

21 May 18 @ 20:58

The financial sector, while forging ahead in other areas of digital transformation, has been relatively slow to adopt the cloud and there has been good reason for it: banks have... read more

Windows 10 ATM Migration – ATMs set for another countdown shakeup

21 May 18 @ 16:46

A few  years ago, most banks and ATM network operators were breathing a sigh of relief as they completed their final ATM migration upgrade to Windows 7. Although ATM migration... read more

Walmart shelves Mobile Express Scan & Go

21 May 18 @ 12:11

Walmart is reported to have shelved its Mobile Express Scan & Go service. In a note attached to a blog post about Scan & Go, the company said it discontinued... read more

The evolution of online scams: 21 game-changing cyber crimes infograph

16 May 18 @ 13:30

With recent questions over cyber security, cyber crimes and the security of online personal data, many people are becoming wary of how their online presence can endanger their finances, and... read more

European commerce review reinforces the “Mobile Payments First” consumer mindset

14 May 18 @ 17:22

Criteo has released its Global Commerce Review for Q1 of 2018. The report, which analysed browsing and purchasing data from over 5,000 retailers in more than 80 countries, indicated that today’s... read more

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Wero expands merchant payments in France with Orange

06 Sep 26 @ 19:31

Wero is moving further beyond its origins as a peer-to-peer payment service, with Orange becoming the first merchant in France to offer subscription bill paymen... more

ECB and Brazil explore cross-border link between TIPS and Pix

06 Sep 26 @ 19:32

The European Central Bank and Banco Central do Brasil are examining whether Europe’s TIPS instant-payment infrastructure could be connected with Brazil’s hu... more

US Bank tests its own Stablecoin for Cross-Border Payments

10 Sep 26 @ 15:44

US Bank has completed a live cross-border transaction using its own dollar-backed stablecoin, becoming one of the latest major lenders to test whether blockchai... more