24 Sep 25 @ 13:03

The long-debated project to create a digital euro has taken a significant step forward after European policymakers reached a long-awaited consensus on how to set customer holding limits. European Central... read more

22 Sep 25 @ 09:34

Brussels looks set to deliver a significant blow to US technology giants by excluding them from Europe’s new FiDA financial data-sharing framework. Negotiations over the EU’s Financial Data Access (FiDA)... read more

18 Sep 25 @ 10:26

The Euro Banking Association (EBA) has issued a timely call to arms for Europe’s payment service providers (PSPs), urging them to accelerate preparations for One-Leg Out Instant Credit Transfers (OCT... read more

17 Sep 25 @ 10:52

The global race to define how Agentic AI will handle money reached a milestone this week as Google unveiled its Agent Payments Protocol (AP2). The open standard, created in partnership... read more

16 Sep 25 @ 10:21

The cryptocurrency market is once again in the spotlight, with XRP drawing renewed attention following its recent surge. Technical analysts suggest the token could soon test the $3 threshold, a... read more

12 Sep 25 @ 14:19

Real-time payments have long been heralded as the future of money movement in the US and many other global markets. With the RTP network from The Clearing House and the... read more

10 Sep 25 @ 16:04

New research from the Centre for Finance, Innovation and Technology (CFIT) has revealed overwhelming demand among small and medium-sized enterprises for a Digital Company ID, with 85 per cent of... read more

10 Sep 25 @ 15:11

Contactless card payments in the UK may soon lose their ceiling altogether, with the Financial Conduct Authority (FCA) proposing that banks and payment providers be given discretion to raise—or remove—the... read more

05 Sep 25 @ 09:54

To date, our series on SME digitalization has considered opportunities in this segment, the challenges of serving SMEs in emerging markets, and the role of banks and fintechs in SME... read more

03 Sep 25 @ 14:25

British fintechs are stepping up their ambitions in the US, exploring acquisitions of established lenders as a quicker route to securing banking licences across all 50 states. Digital challengers such... read more

02 Sep 25 @ 16:22

Europe’s banks are being held back by a patchwork of national rules that frustrate consolidation, stifle cross-border lending and weaken global competitiveness. That is the stark conclusion of a new... read more

29 Aug 25 @ 15:47

In an era defined by urgent climate imperatives and shifting social expectations, the payments industry finds itself at a strategic inflection point. Environmental, social, and governance (ESG) considerations, once the... read more

27 Aug 25 @ 10:58

The European Central Bank (ECB) is preparing for its proposed digital euro to enter the payments market at a scale that could fundamentally alter Europe’s financial landscape. Internal documents reveal... read more

26 Aug 25 @ 13:15

America’s largest banking groups are lobbying Congress to amend new stablecoin legislation, warning that the rules as written could drain trillions of dollars in deposits from the financial system. The... read more

26 Aug 25 @ 13:01

Visa has quietly shuttered its Open Banking business in the US, marking a significant retreat from a market where the rules of customer data access remain hotly contested. The decision,... read more

21 Aug 25 @ 13:47

For three decades, e-commerce has relied on a familiar grammar: a search bar, a product page, and the decisive click on a “buy now” button. But the rise of agentic... read more

20 Aug 25 @ 18:03

The concept of verifying identity has underpinned human civilisation for millennia, from Mesopotamian seals to ink signatures and passports. Today, as the payments industry undergoes rapid transformation, digital identity (DI)... read more

19 Aug 25 @ 12:24

When computers first entered mainstream use, languages like COBOL, Fortran, and Pascal defined programming. They were precise but inaccessible to most, requiring deep technical knowledge to manipulate even simple tasks.... read more

18 Aug 25 @ 16:38

The New York Attorney General has filed a high-profile lawsuit against Zelle, alleging that systemic security failings at the peer-to-peer (P2P) payments platform enabled fraudsters to steal more than $1... read more

13 Aug 25 @ 10:07

Fintech’s founding promise was to dismantle the barriers of geography, time, and cost that have long constrained financial services. Digital platforms and instant connectivity heralded an era in which money... read more