27 Jun 19 @ 08:51

Both challenger and traditional banks are growing their focus on helping consumers save money. As customers increasingly look to save money for a rainy day and become more fiscally responsible,... read more

25 Jun 19 @ 10:12

The European Banking Authority (EBA) has published  an Opinion on the elements of strong customer authentication (SCA) under the revised Payment Services Directive (PSD2). The Opinion is a response to... read more

24 Jun 19 @ 12:40

The first of the mandated PSD2 deadlines has been and gone and 41% of European banks did not comply with the PSD2 deadline, which required them to provide a testing... read more

18 Jun 19 @ 11:00

Contactless cards will account for 57% of payment cards worldwide by 2023 as issuers increasingly offer them as standard, and acceptance grows to reflect customer demand. Research from RBR shows that... read more

13 Jun 19 @ 15:22

After years of low inflation making the exports of some euro members uncompetitive, inflation in the eurozone finally hit the ECB’s (European Central Bank) 2% target in 2018. Despite some... read more

11 Jun 19 @ 09:20

New data has found that international digital remittances will reach $525 billion by 2024, up from an estimated $332 in 2019. According to Juniper Research, the mobile channel will become... read more

10 Jun 19 @ 12:19

That the use of cash in the UK is falling is not news, with predictions that fewer than one in 10 transactions will be completed with notes and coins in... read more

04 Jun 19 @ 16:54

The World FinTech Report 2019, published by Capgemini Efma, indicates that even though Open Banking has yet to reach maturity, the financial services industry is entering a new phase of... read more

04 Jun 19 @ 09:01

Never before has the importance of technology been greater in financial services. Digital banking solutions and apps have made their way into everyday life across Europe. A new study across... read more

03 Jun 19 @ 16:45

Signicat has revealed that 38% of all financial services applications in Europe are abandoned despite massive investment in digital transformation by institutions. Although the 38% figure is an improvement on 2018’s... read more

21 May 19 @ 08:25

SWIFT says that a group of banks are to trial instant gpi cross-border payments in Europe using the TARGET Instant Payments Settlement (TIPS) platform. The European Central Bank (ECB) and... read more

20 May 19 @ 17:04

The EU, US, Japan and China are among 76 members of the World Trade Organization (WTO) that launched negotiations to set future rules and obligations in e-commerce in January at... read more

16 May 19 @ 06:45

Two major trends stand out in today’s payments acceptance ecosystem: globalisation and digitisation. We’re all transacting, operating and trading on an increasingly global stage, while new payment types and form... read more

14 May 19 @ 15:29

The EU’s Payment Services Directive 2 (PSD2) regulation has been looming on the horizon since November 2015. The regulation sets out that all online transactions over the value of €30... read more

07 May 19 @ 13:10

An article in the Reserve Bank of Australia’s (RBA) Bulletin of December 2018, accurately and comprehensively describes the history of the regulation of payment card surcharging in Australia. The RBA... read more

03 May 19 @ 09:35

According to figures released by the chip card industry standards body, EMV Co, more that 8.2 billion chip cards have been issued globally for use in the payment card industry.... read more

01 May 19 @ 11:02

Visa recently signed a deal enabling FIS’ clients to have access to Visa B2B Connect. The  uses blockchain to make high-value corporate payments internationally without using SWIFT. In order to... read more

29 Apr 19 @ 12:10

Last week it was reported that one of the major US retailers JCPenney stopped support for Apple Pay. Was it dues to low usage in-store? No was the repose, it... read more

26 Apr 19 @ 15:21

Twitter CEO, Jack Dorsey, spoke perhaps one of the most memorable references to social media when he dubbed it the new “public square.”  It is true that social media has... read more

26 Apr 19 @ 11:04

The journey from unbundling to rebundling and back has been a formidable one. Open Banking and emerging technologies and the pace of innovation are driving changes throughout the banking industry... read more