02 Feb 26 @ 20:20
A quiet but consequential struggle is under way at the heart of the global financial system. On one side sit Wall Street’s largest banks, guardians of deposits, credit creation and... read more
28 Jan 26 @ 21:23
Open Banking has long been promoted as a safer, more controlled alternative to legacy payment rails. New evidence from Open Banking Limited’s latest financial crime update reinforces that claim —... read more
27 Jan 26 @ 10:48
Stablecoins are moving rapidly from the margins of crypto markets to the centre of global payments strategy, as artificial intelligence reshapes how economic activity is conducted. Speaking at the World... read more
26 Jan 26 @ 21:38
At the World Economic Forum in Davos, a notable shift in tone emerged from discussions on artificial intelligence in banking and FinTech. Rather than racing to deploy the newest models,... read more
26 Jan 26 @ 18:07
Merchant acquiring has rarely been accused of being exciting. For much of the past two decades it has been a business defined by scale, operational efficiency and relentless margin pressure.... read more
23 Jan 26 @ 14:48
Shopify is preparing its merchant base for a structural shift in online retail. From late January, products sold through AI chatbot checkouts will incur a new cost: a 4 per... read more
20 Jan 26 @ 14:12
Betting volumes are pushing older payment systems to their limits, which is prompting banks to switch to real-time processing. This article offers some valuable insights into the technical challenges and... read more
19 Jan 26 @ 17:27
Project Agorá, the flagship cross-border distributed ledger initiative led by the Bank for International Settlements, has entered its long-anticipated testing phase. After progressing from design to prototype build during 2025,... read more
16 Jan 26 @ 14:00
Klarna has taken another decisive step beyond buy now, pay later with the launch of instant P2P payments across 13 European markets. The new functionality allows users to send money... read more
15 Jan 26 @ 21:16
Digital wallets have emerged as the fastest-growing payment method in Brazilian e-commerce, overtaking every major alternative as adoption accelerates among younger consumers and previously underbanked populations. According to an analysis... read more
13 Jan 26 @ 14:22
Eight years after its launch, Open Banking has become a foundational layer of the UK’s financial system rather than a niche regulatory initiative. More than 16.5 million user connections are... read more
17 Dec 25 @ 13:51
Generation Alpha is the first cohort to grow up in a largely cashless society. Where grandparents once paid in shillings, francs or lira, fishing coins out of purses or pockets,... read more
16 Dec 25 @ 16:47
A quiet but consequential shift is under way in US financial regulation. Five prominent digital asset firms — Circle, Ripple, Fidelity Digital Assets, BitGo and Paxos — have secured conditional... read more
16 Dec 25 @ 14:29
As the European Union (EU)’s third largest economy and a world top ten economic force, Italy has experienced rapid modernisation of its payment systems in recent years, in parallel with... read more
09 Dec 25 @ 09:42
In 2024, commercial gaming revenue in the US hit a record of around $72 billion, the fourth straight year of all-time highs, according to the American Gaming Association. A growing... read more
04 Dec 25 @ 14:07
Financial fraud has always been a moving target. From cheque fraud to phishing, criminals consistently adapt their methods to exploit weaknesses in the financial system. Yet in 2025, the contest... read more
03 Dec 25 @ 16:19
Digital wallets, once a niche innovation, have now become a central component of global commerce. From London cafés to Lagos street markets, consumers increasingly pay not with notes or plastic... read more
03 Dec 25 @ 16:00
A coalition of ten major European banks has unveiled plans for Qivalis, a Netherlands-based venture that aims to issue a euro-denominated stablecoin as Europe accelerates its push for digital monetary... read more
02 Dec 25 @ 15:57
As Europe’s largest economy, what happens in Germany affects the rest of the continent. Perhaps conscious of this responsibility, Germans have historically taken a cautious attitude to how they pay,... read more
01 Dec 25 @ 15:24
EU policymakers have struck a provisional agreement to overhaul the bloc’s payment services rulebook, marking one of the most significant regulatory updates since PSD2 came into force nearly a decade... read more
06 Sep 26 @ 19:31
Wero is moving further beyond its origins as a peer-to-peer payment service, with Orange becoming the first merchant in France to offer subscription bill paymen... more
06 Sep 26 @ 19:32
The European Central Bank and Banco Central do Brasil are examining whether Europe’s TIPS instant-payment infrastructure could be connected with Brazil’s hu... more
10 Sep 26 @ 15:44
US Bank has completed a live cross-border transaction using its own dollar-backed stablecoin, becoming one of the latest major lenders to test whether blockchai... more