09 Dec 21 @ 10:36

The transition to electronic money continues at pace and has been accelerated by Covid-19. The Bank of England (the Bank) reports that around 95% of the funds that people hold... read more

08 Dec 21 @ 09:26

In their 2021 Global Payments Report, McKinsey and Company identify[1] an $100 billion opportunity to provide small and medium enterprises (SMEs) with new payments services. By offering value-added services to... read more

06 Dec 21 @ 16:01

With claims circulating that not one but two quantum computers have already been developed which are 10 million times faster than the most powerful conventional supercomputers and IBM recently announcing... read more

06 Dec 21 @ 14:06

The COVID-19 pandemic saw the majority of online businesses (61%) accelerate their plans to upgrade the checkout as a direct result of them seeing consumer payments preferences changing (65%) and... read more

03 Dec 21 @ 08:47

With a tiny population of just under 3 million, few could have predicted Lithuania would become a hotbed of FinTech innovation. Since the UK’s withdrawal from the European Union, however,... read more

01 Dec 21 @ 09:25

As in many other areas of life, COVID-19 has accelerated changes evident in merchant acquiring over the last five years. These changes go beyond the obvious, such as the shift... read more

30 Nov 21 @ 13:11

Are you aware of just how often real-world offences and cyber crimes are committed across Europe and which countries are most affected? TechRobot has carried out research on real-world crime... read more

29 Nov 21 @ 18:09

The recent news that a US acquirer had raised concerns about PAX terminal security led a number of Merchant Service Providers’ (MSPs) to ask questions about their approach to next-generation... read more

29 Nov 21 @ 16:19

Decentralized Finance (DeFi) looks set to revolutionise financial services, by replacing centralised intermediaries with software running on blockchains. Decentralized Finance (DeFI) refers to the use of platforms such as Ethereum... read more

29 Nov 21 @ 10:07

As we fast approach the peak Christmas period many experts are predicting that the global supply chain crisis is likely to get worse before it gets better. They point to... read more

26 Nov 21 @ 12:58

The Payments Association has released new research showing how artificial intelligence (AI) and machine learning (ML) are being used in the payments, finance and banking sectors and how they may... read more

23 Nov 21 @ 16:57

As the World Economic Forum has noted[1], the mid-market enterprises (turnover of between $50-$500 million) that constitute 60% of North America’s GDP urgently need to re-tool for growth in the... read more

19 Nov 21 @ 16:27

Some commentators argue traditional banks are losing out to FinTechs and Super Apps: but banks still hold huge advantages when it comes to consumer trust and relationship management. Bethan Cowper,... read more

19 Nov 21 @ 09:15

B2B Payments bank, Banking Circle, has joined the Danish national intraday clearing system. Through Banking Circle as a direct clearing participant, Payments businesses and Banks can now pay out and... read more

17 Nov 21 @ 19:55

For businesses, instant payments offer the potential to reduce late payments and improve cash flow. From a consumer perspective, payments can be made or received easily and safely in seconds.... read more

15 Nov 21 @ 17:45

It’s commonly understood that the recent pandemic saw e-commerce grow across Europe. However, analysts at RetailX claim that growth in markets with lower internet penetration and fewer digital shoppers was... read more

12 Nov 21 @ 16:05

It might be hard to believe, but 2022 is just around the corner. In a few short weeks we’ll be ringing in the new year and hopefully, continuing our post-pandemic... read more

11 Nov 21 @ 11:39

Asia is the world’s consumption growth engine—miss Asia and you could miss half of the global picture, a $10 trillion consumption growth opportunity over the next decade. But Asia’s consumer markets... read more

10 Nov 21 @ 11:51

The US Justice Department is investigating Visa for what is feels may be improper relationships with large FinTech companies as part of its antitrust investigation of the company. Antitrust investigators... read more

10 Nov 21 @ 11:15

Advancements in digital technology and security coupled with the decline in cash payments accelerated by the pandemic, have led to a steep rise in the use of digital wallets in... read more